120 S Charles St, Roxboro, NC 27573 Property Records

Person County property record for 120 S Charles St, Roxboro, NC 27573

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,344 sqft · built 1941
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$116,000 (Nov 2017)
Tax Bill	$2,550 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31 32`

Property Details

APN / Parcel Number

Primary APN	`31 32`
Alternative APN	`67139 301`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Heated Area
Gross Area	1,896 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	154 ft deep x 54 ft wide

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	228 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	67139 301
Street Address	120 S CHARLES ST
City	ROXBORO
State	NC
Zip	27573-4906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Legal Subdivision	JENNIFER ANNE WEISSING
Jurisdiction	PERSON NC
Township / Civil Division	ROXBORO
Census Block Group	1
Census Block	1046
Census Tract	920300

Owner

120 S Charles St is owned and occupied by an individual who bought it in November 2017.

Source: Person County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	120 S CHARLES ST, ROXBORO, NC 27573-4906
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Nov 30, 2017	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2017 · Amount on File
Deed Sale	Nov 30, 2017 · Amount on File
Prior Sale	Nov 22, 2005 · Amount on File
Deed Document Number	2017373503
Deed Book / Page	967 / 620
Prior Transfer Date	Nov 21, 2005
Prior Transfer Doc	0000293983
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Recording Date	Aug 6, 2026
Property Address	120 S CHARLES ST, ROXBORO, NC 27573-4906
Document Number	0000425815
Book / Page	1269 / 248
Instrument Date	Jul 31, 2026
Instrument	2026425815
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S CHARLES ST, ROXBORO, NC 27573-4906

Mortgage

Document Number	0000425815,
Date	Aug 6, 2026
Book Page	1269/248
Instrument	2026425815

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.33%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERSON NC
Recording Date	Nov 30, 2017
Property Address	120 S CHARLES ST, ROXBORO, NC 27573-4906
Document Number	0009670620
Book / Page	967 / 620
Map Reference	CAB 12 HANGR 613
Instrument Date	Nov 9, 2017
Instrument	373503
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 601, ROXBORO, NC 27573-0601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S CHARLES ST, ROXBORO, NC 27573-4906

Mortgage

Document Number	0009670622
Date	Nov 30, 2017
Book Page	967/622
Instrument	373504

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 120 S Charles St was $2,550.

Source: Person County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Person County
Municipality	Roxboro City
Unified School District	Person County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,822 (-)	$184,822 (-) Land $14,106 Building $170,716
2025	$2,550.00	$184,822	$184,822 Land $14,106 Building $170,716
2023	$1,928.00 (+7.23%)	$126,650	$126,650 Land $10,908 Building $115,742
2022	$1,798.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 S Charles St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 S Charles St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROXBORO serves 13,139 people · EPA ID NC0273010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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