120 S 4th St, Howells, NE 68641 Property Records

Colfax County property record for 120 S 4th St, Howells, NE 68641

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,328 sqft · built 1900
Lot Size0.289 acres (12,600 sqft)
OwnerCompany Name on File
Last Sale$95,000 (Jan 2024)
Tax Bill$1,273 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Jan 2024 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN124049000

Property Details

APN / Parcel Number

Primary APN124049000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,328 sqft Living Area
1st Floor Area896 sqft
Basement Area896 sqft
Finished Basement796 sqft
Unfinished Basement896 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area12,600 sqft (0.289 acres)
Lot Dimensions140 ft deep x 90 ft wide
Garage TypeDetached
DrivewayConcrete Driveway
Driveway Area200 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area192 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address120 S 4TH ST
CityHOWELLS
StateNE
Zip68641-3073
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSINGLE FAM
Legal DescriptionLOT 5 & N1/2 OF LOT 6 BLK 9 ORIGINAL TOWN
Legal Subdivision30005
Legal Block9
Legal Lot Number5,6
JurisdictionCOLFAX NE
Township / Civil DivisionLINCOLN
Census Block Group1
Census Block1124
Census Tract964600

Owner

Source: Colfax County records · APN 124049000

Assessment roll updated January 29, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1666 ROAD 7, CLARKSON, NE 68629-3953
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2026Warranty Deed, Transfer · Conventional Mortgage
CHARTER BANK
Jan 18, 2024Special Warranty Deed, Transfer
NOT AVAILABLE, TITLEMAX
Jan 27, 2023Trustee's Deed, Foreclosure
Oct 13, 2021Warranty Deed, Transfer · Conventional Mortgage
COGENT BANK
Jun 02, 2017Warranty Deed, Transfer · FHA Mortgage
GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 18, 2024 · Amount on Record
Deed SaleJan 18, 2024 · Amount on Record
Prior SaleJan 27, 2023 · Amount on Record
Deed Document Number202444
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLFAX NE
Recording DateJul 13, 2026
Property Address120 S 4TH ST, HOWELLS, NE 68641-3073
Document Number0000000869
Instrument DateJul 06, 2026
Instrument2026869
Transaction TypeTransfer
Record UpdatedJul 23, 2026
Title CompanyCOUNTY TITLE, 10 COUNTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$31,867.52
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address120 S 4TH ST, HOWELLS, NE 68641-3073

Mortgage

Document Number0000000870,
DateJul 13, 2026
Instrument2026870
Lender
NameCHARTER BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

January 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCOLFAX NE
Recording DateJan 18, 2024
Property Address120 S 4TH ST, HOWELLS, NE 68641-3073
Document Number0202400044
Instrument DateDec 21, 2023
Instrument2024-00044
Transaction TypeTransfer
Record UpdatedJan 31, 2024
Title CompanyNOT AVAILABLE, TITLEMAX

Transaction

AmountAmount Recorded
Tax$213.75
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1666 ROAD 7, CLARKSON, NE 68629-3953

January 2023: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCOLFAX NE
Recording DateJan 27, 2023
Property Address120 S 4TH ST, HOWELLS, NE 68641-3073
Document Number0202300091
Instrument DateJan 26, 2023
Instrument2023-00091
Transaction TypeForeclosure
Record UpdatedFeb 07, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Default

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10561 TELEGRAPH RD, GLEN ALLEN, VA 23059-4577

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLFAX NE
Recording DateOct 13, 2021
Property Address120 S 4TH ST, HOWELLS, NE 68641-3073
Document Number202101545
Instrument DateOct 12, 2021
Instrument2021-01545
Transaction TypeTransfer
Record UpdatedNov 04, 2021
Title Company10 COUNTY TITLE & ESCROW INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$369.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202101546
DateOct 13, 2021
Instrument2021-01546
Lender
NameCOGENT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLFAX NE
Recording DateJun 02, 2017
Property Address120 S 4TH ST, HOWELLS, NE 68641-3073
Document Number201700643
Instrument DateMay 23, 2017
Instrument2017-00643
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyLANDMARK TITLE AND ESCROW INC, LANDMARK TITLE & ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$222.75
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number201700644
DateJun 02, 2017
Instrument2017-00644
Lender
NameGATEWAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Colfax County records · Assessment roll updated January 29, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNebraska
CountyColfax County
MunicipalityHowells Village
Unified School DistrictHowells-Dodge Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,273.00 (-31.26%)$131,080 (-10.43%) Land $6,090 Building $124,990$131,080 (-10.43%) Land $6,090 Building $124,990
2023$1,852.00$146,345 Land $6,090 Building $140,255$146,345 Land $6,090 Building $140,255

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 21, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims33 (1984–1996)
Claims Outside the SFHA20 of 33
Most Recent ClaimAug 1996 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Jun 1991 · 4 claims

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Midstates Data Transport
Fixed Wireless · Fiber in parts of the area
200 / 20
LTD Broadband
Fixed Wireless
150 / 130
T-Mobile USA
Fixed Wireless
100 / 20
NE Colorado Cellular
Fixed Wireless
100 / 5
Lumen Technologies
DSL
40 / 3
AT&T
Fixed Wireless
25 / 3

Based on FCC filings for 245 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemVILLAGE OF HOWELLS
serves 567 people
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb
Copper1.58 mg/L (2020–2022)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNitrate-Nitrite
resolved · Jul 2022
Treatment and ProcedureCorrosion control
Jan 1998
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on S 4th St

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