120 S 3rd Ave, Sandpoint, ID 83864 Property Records

Bonner County property record for 120 S 3rd Ave, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 940 sqft · built 1915
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on Record
Last Sale	$312,500 (Dec 2020)
Tax Bill	$2,092 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RPS04910040060A`

Property Details

APN / Parcel Number

Primary APN	`RPS04910040060A`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	940 sqft Finished Area
1st Floor Area	940 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1955
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Galvanized Metal
Lot Area	4,400 sqft (0.101 acres)
Garage Type	Built-in
Pole Barn	299 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	120 S 3RD AVE
City	SANDPOINT
State	ID
Zip	83864-1315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-57N-2W WEILS ADDN BLK 4 LOT 6
Legal Range	02W
Legal Township	57N
Legal Section	22
Legal Subdivision	WEILS ADDN
Legal Block	4
Legal Lot Number	6
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	2
Census Block	2057
Census Tract	950300

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1140 BANNOCK ST, 1912, DENVER, CO 80204-3850
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK
Aug 23, 2022	Deed of Trust, Mortgage · Line of Credit ZB NA
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 21, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2020 · Amount on Record
Deed Sale	Dec 21, 2020 · Amount on Record
Prior Sale	Oct 15, 2020 · Amount on Record
Deed Document Number	2020972744
Prior Transfer Date	Mar 26, 2007
Prior Transfer Doc	726010
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	120 S 3RD AVE, SANDPOINT, ID 83864-1315
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2548 E WARM SPRINGS AVE, BOISE, ID 83712-8436

Mortgage

Document Number	0001011259
Date	Sep 9, 2022
Instrument	1011259

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	FRUITLAND, ID 83619

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	120 S 3RD AVE, SANDPOINT, ID 83864-1315
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2548 E WARM SPRINGS AVE, BOISE, ID 83712-8436

Mortgage

Document Number	0001010322
Date	Aug 23, 2022
Instrument	1010322

Lender

Name	ZB NA
Type	Bank
Address	FRUITLAND, ID 83619

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	120 S 3RD AVE, SANDPOINT, ID 83864-1315
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	TITLEONE SANDPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	986140
Date	Jun 28, 2021
Instrument	986140

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Dec 21, 2020
Property Address	120 S 3RD AVE, SANDPOINT, ID 83864-1315
Document Number	972744
Map Reference	MB 1 PG 25
Instrument Date	Dec 18, 2020
Instrument	972744
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2548 E WARM SPRINGS AVE, BOISE, ID 83712-8436

Mortgage

Document Number	972745
Date	Dec 21, 2020
Instrument	972745

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,092.00	$301,050 (-1.25%) Land $213,620 Building $87,430	$301,050 (-1.25%) Land $213,620 Building $87,430
2025	$2,092.00 (-11.84%)	$304,850 (-10.5%) Land $213,620 Building $91,230	$304,850 (-10.5%) Land $213,620 Building $91,230
2023	$2,373.00	$340,610 Land $227,680 Building $112,930	$340,610 Land $227,680 Building $112,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Ziply Fiber.

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