McLennan County property record for 120 Ruth Dr, Robinson, TX 76706
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,244 sqft · built 2015 |
| Lot Size | 2.71 acres (118,048 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,388 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-015305-000101-0 |
| Primary APN | 44-015305-000101-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,244 sqft Living Area |
| 1st Floor Area | 2,244 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 118,048 sqft |
| Lot Dimensions | 425 ft deep x 281 ft wide |
| Garage Type | Carport |
| Garage Area | 702 sqft |
| Carport | Carport |
| Carport Area | 702 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 792 sqft |
| Utility Building | 1,200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 120 RUTH DR |
|---|---|
| City | ROBINSON |
| State | TX |
| Zip | 76706-5428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TREATS ADDITION LOT 1 BLOCK 1 ACRES 2.71 |
| Legal Subdivision | TREATS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 2000 |
120 Ruth Dr is owned and occupied by two individuals.
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 RUTH DR, ROBINSON, TX 76706-5428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 120 RUTH DR, ROBINSON, TX 76706-5428 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000039863 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | 2019039863 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 1, 2039 |
The 2025 property tax bill for 120 Ruth Dr was $6,388 with a homeowner's exemption, up 12.2% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Robinson City |
| Unified School District | Robinson Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $467,048 (+1%) | $485,000 (-) Land $57,720 Building $427,280 | |
| 2025 | $6,388.00 (+12.17%) Homeowner's exemption | $424,589 Land $57,720 Building $427,280 | $485,000 Land $57,720 Building $427,280 |
| 2024 | $5,695.00 | ||
| 2023 | $539,360 Land $57,720 Building $481,640 | $539,360 Land $57,720 Building $481,640 | |
| 2022 | $5,041.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Ruth Dr in Zone X, an area of minimal flood risk, though there have been 71 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 71 (1984–2026) |
| Claims Outside the SFHA | 20 of 71 |
| Most Recent Claim | Jun 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Ruth Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 80% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROBINSON serves 11,900 people · EPA ID TX1550010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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