120 Rustic Cedar Ln, Madison, AL 35757 Property Records

Madison County property record for 120 Rustic Cedar Ln, Madison, AL 35757 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 2004
Square Footage	1,768 sqft Living Area
Lot Size	18,687 sqft (0.429 acres)
Occupancy	Owner Occupied
Last Sale	$9,000 (2026)
Tax Bill	$616.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`15-05-22-0-000-022.017`
Alternative APN	`552629`

Interior

Full Baths	1 Baths
Building Area	1,768 sqft Living Area
1st Floor	1,768 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	18,687 sqft (0.429 acres)
Depth X Width	210 ft x 89 ft Depth x Width

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	552629
Street Address	120 RUSTIC CEDAR LN
City	MADISON
State	AL
Zip	35757-7937
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 10 MONROVIA HOLLOW SUBDIVISION PB 46 PG 6
Legal Range	02W
Legal Township	03S
Legal Section	22
Legal Subdivision	MONROVIA HOLLOW SUBDIVISION
Legal Lot Number	10
Jurisdiction	MADISON AL
Minor Civil Division	HUNTSVILLE
Census Blockgroup	1
Census Block	1011
Census Tract	10612

Owner

Source: Madison County records · APN 15-05-22-0-000-022.017

Assessment roll updated November 17, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	120 RUSTIC CEDAR LN, MADISON, AL 35757-7937
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 09, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Aug 22, 2023	Deed of Trust, Mortgage · Line of Credit APCO EMPLOYEES CU
Aug 03, 2020	Warranty Deed, Transfer · Veterans Administration Mortgage ASSURANCE FIN'L
Nov 15, 2019	Deed of Trust, Mortgage · Line of Credit SYNOVUS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 09, 2026 · Amount on Record
Deed Sale	Apr 09, 2026 · Amount on Record
Prior Sale	Aug 03, 2020 · Amount on Record
Deed Book / Page	2026 / 15133
Record Refreshed	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON AL
Recording Date	Apr 09, 2026
Property Address	120 RUSTIC CEDAR LN, MADISON, AL 35757-7937
Document Number	2026015133
Book / Page	2026 / 15133
Instrument Date	Apr 09, 2026
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$909.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	120 RUSTIC CEDAR LN, MADISON, AL 35757-7937
Investor	Possibly a Property Investor

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	120 RUSTIC CEDAR LN, MADISON, AL 35757-7937
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 RUSTIC CEDAR LN, MADISON, AL 35757-7937

Mortgage

Document Number	0000138921
Date	Aug 22, 2023
Book Page	MTG 2023/138921

Lender

Name	APCO EMPLOYEES CU
Type	Credit Union
Address	BIRMINGHAM, AL 35203

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Aug 03, 2020
Property Address	120 RUSTIC CEDAR LN, MADISON, AL 35757-7937
Document Number	0000056291
Instrument Date	Jul 24, 2020
Instrument	56291
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$199.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	120 RUSTIC CEDAR LN MADISON AL 357577937, MADISON, AL 35757-7937

Mortgage

Document Number	56292
Date	Aug 03, 2020
Instrument	56292

Lender

Name	ASSURANCE FIN'L
Type	Funding / Finance Company
Address	BATON ROUGE, LA 70809

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 02, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	120 RUSTIC CEDAR LN, MADISON, AL 35757-7937
Document Number	0000078738
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	120 RUSTIC CEDAR LN MADISON AL 357577937, MADISON, AL 35757-7937

Mortgage

Document Number	0000078738
Date	Dec 03, 2019
Instrument	78738

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 02, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated November 17, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$616.00 (+6.76%) Homeowner's exemption	$21,600 (+6.4%) Land $3,020 Building $18,580	$215,900 (+6.35%) Land $30,200 Building $185,700
2023	$577.00 (+11.61%) Homeowner's exemption	$20,300 (+10.93%) Land $3,020 Building $17,280	$203,000 (+10.99%) Land $30,200 Building $172,800
2022	$517.00 Homeowner's exemption	$18,300 Land $3,020 Building $15,280	$182,900 Land $30,200 Building $152,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (01089C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

120 Rustic Cedar Ln, Madison, AL 35757 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2026: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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