120 Rushy Marsh Rd, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 120 Rushy Marsh Rd, Cotuit, MA 02635

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,582 sqft · built 1967
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Mar 2009)
Tax Bill	$5,938 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`COTU M:019 L:132`

Property Details

APN / Parcel Number

Primary APN	`COTU M:019 L:132`
Alternative APN	`7218`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,582 sqft Living Area
Gross Area	4,910 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,700 sqft (0.59 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	7218
Street Address	120 RUSHY MARSH RD
City	COTUIT
State	MA
Zip	02635-3314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Lot Number	132
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	1
Census Block	1049
Census Tract	13200

Owner

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 RUSHY MARSH RD, COTUIT, MA 02635-3314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2009 · Amount on Record
Deed Sale	Mar 31, 2009 · Amount on Record
Deed Document Number	200916890
Deed Book / Page	23575 / 308
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COTUIT MA
Property Address	120 RUSHY MARSH RD, COTUIT, MA 02635-3314
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	037018-202
Date	Jun 9, 2025
Book Page	37018/202
Instrument	22765

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	120 RUSHY MARSH RD, COTUIT, MA 02635-3314
Document Number	32154-283
Instrument Date	Jul 8, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 RUSHY MARSH RD COTUIT MA 026353314, COTUIT, MA 02635-3314

Mortgage

Document Number	32154-283
Date	Jul 15, 2019
Book Page	032154/000283
Instrument	33091

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,938.00 (+6.17%)	$711,100 (+0.18%) Land $189,200 Building $521,900	$780,520
2024	$5,593.00 (+3.79%)	$709,800 (+10.23%) Land $189,200 Building $520,600
2023	$5,389.00	$643,900 Land $187,000 Building $456,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	9 (1990–2023)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Hurricane Bob, Aug 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTUIT FIRE DISTRICT WATER DEPARTMENT serves 4,938 people · EPA ID MA4020003
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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