120 Ruby R Ct, Jonesborough, TN 37659 Property Records

Washington County property record for 120 Ruby R Ct, Jonesborough, TN 37659

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,241 sqft · built 2007
Lot Size	0.581 acres (25,338 sqft)
Owner	2 Individual Names on File
Last Sale	$256,500 (Aug 2015)
Tax Bill	$1,653 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090043L C 00400`

Property Details

APN / Parcel Number

Primary APN	`090043L C 00400`
Alternative APN	`043L C 00400`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,241 sqft Living Area
1st Floor Area	1,898 sqft
Upper Floors Area	572 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,338 sqft (0.581 acres)
Lot Dimensions	246 ft deep x 103 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	306 sqft
Deck Area	64 sqft
Patio Area	384 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	120 RUBY R CT
City	JONESBOROUGH
State	TN
Zip	37659-4655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 14; SUBDIVISION: TAVERN HILL CROSSING SEC 2
Legal Subdivision	TAVERN HILL CROSSING SEC 2
Legal Lot Number	4 105
Jurisdiction	WASHINGTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1022
Census Tract	61701

Owner

120 Ruby R Ct is owned and occupied by two individuals who bought it in August 2015.

Source: Washington County records, as of January 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 RUBY R CT, JONESBOROUGH, TN 37659-4655
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Line of Credit EASTMAN CU
Apr 15, 2020	Deed of Trust, Mortgage · Conventional with PMI EASTMAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2015 · Amount on File
Deed Sale	Aug 6, 2015 · Amount on File
Prior Sale	Aug 10, 2007 · Amount on File
Deed Document Number	15012151
Deed Book / Page	878 / 2858
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON TN
Property Address	120 RUBY R CT, JONESBOROUGH, TN 37659-4655
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 RUBY R CT, JONESBOROUGH, TN 37659-4655

Mortgage

Document Number	0012191041
Date	Feb 19, 2026
Book Page	1219/1041
Instrument	26002778

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 13, 2041

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON TN
Property Address	120 RUBY R CT, JONESBOROUGH, TN 37659-4655
Document Number	10131802
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 RUBY R CT JONESBOROUGH TN 376594655, JONESBOROUGH, TN 37659-4655

Mortgage

Document Number	10131802
Date	Apr 20, 2020
Book Page	001013/001802
Instrument	6176

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Apr 19, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 120 Ruby R Ct was $1,653.

Source: Washington County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,653.00	$96,650 Land $10,300 Building $86,350
2024			$386,600 Land $41,200 Building $345,400
2022	$1,295.00	$60,225 Land $10,300 Building $49,925	$240,900 Land $41,200 Building $199,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 Ruby R Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective January 25, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2009–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Ruby R Ct is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JONESBOROUGH WATER DEPT serves 33,069 people · EPA ID TN0000338
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022 Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE only, no 5G reported

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