120 Rubi Way, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 120 Rubi Way, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,144 sqft · built 2016
Lot Size	0.21 acres (9,147 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Jul 2019)
Tax Bill	$4,431 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071623-0550`

Property Details

APN / Parcel Number

Primary APN	`071623-0550`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,144 sqft Living Area
Gross Area	2,784 sqft
1st Floor Area	2,144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,147 sqft (0.21 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	120 RUBI WAY
City	SAINT AUGUSTINE
State	FL
Zip	32095-7432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	71/35-36 LAS CALINAS PARCEL 3A UNIT 2 PHASE 4 LOT 55 OR4758/517 & 5231/1446(Q/C)
Legal Range	29E
Legal Township	05S
Legal Section	32
Legal Subdivision	LAS CALINAS PARCEL 3A UNIT 2 PHASE 4
Legal Phase	4
Legal Block	1
Legal Lot Number	55
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3021
Census Tract	20606

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 RUBI WAY, SAINT AUGUSTINE, FL 32095-7432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jul 12, 2019	Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2019 · Amount on Record
Deed Sale	Jul 12, 2019 · Amount on Record
Prior Sale	Jan 21, 2016 · Amount on Record
Deed Document Number	201950154
Deed Book / Page	4758 / 517
Last Transfer Date	Mar 29, 2021
Transfer Doc	0052311446
Record Updated	Jun 8, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Apr 8, 2021
Property Address	120 RUBI WAY, SAINT AUGUSTINE, FL 32095-7432
Document Number	0052311446
Book / Page	5231 / 1446
Map Reference	MB 71 PG 35&36
Instrument Date	Mar 29, 2021
Instrument	2021038929
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 RUBI WAY, SAINT AUGUSTINE, FL 32095-7432

Mortgage

Document Number	52311448
Date	Apr 8, 2021
Instrument	5231/1448

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 12, 2019
Property Address	120 RUBI WAY, SAINT AUGUSTINE, FL 32095-7432
Document Number	0047580517
Book / Page	004758 / 000517
Instrument Date	Jul 11, 2019
Instrument	50154
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	STATE JOHNS TITLE LLC, ST JOHNS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 RUBI WAY ST AUGUSTINE FL 320957432, ST AUGUSTINE, FL 32095-7432

Mortgage

Document Number	47580519
Date	Jul 12, 2019
Book Page	004758/000519
Instrument	50155

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,535 (-0.43%)	$389,332 (-2.66%) Land $95,000 Building $294,332
2025	$4,431.00 (+14.38%) Homeowner's exemption	$342,995 (+2.37%)	$399,975 (-0.06%) Land $115,000 Building $284,975
2024	$3,874.00 (+3.11%)
2023	$3,757.00 (+5.98%) Homeowner's exemption	$335,038 (+4.9%)	$400,216 (+6.21%) Land $110,000 Building $290,216
2022	$3,545.00 Homeowner's exemption	$319,401	$376,802 Land $95,200 Building $281,602

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 221 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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