Cleveland County property record for 120 Ross Dr, Fallston, NC 28042
| Property Type | Single Family Home |
|---|---|
| Details | 1,934 sqft · built 1969 |
| Lot Size | 0.918 acres (40,000 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $128,000 (Sep 2018) |
| Tax Bill | $1,806 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34664 |
| Primary APN | 34664 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,934 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Shed Roof |
| Lot Area | 40,000 sqft (0.918 acres) |
| Lot Dimensions | 200 ft deep x 200 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,640 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 206 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Canopy | 360 sqft |
| Lean-To | 480 sqft |
| Storage Building | 160 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1321404 |
|---|---|
| Street Address | 120 ROSS DR |
| City | FALLSTON |
| State | NC |
| Zip | 28042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA3 |
| Legal Description | #17&18 BOGGS SD |
| Legal Subdivision | BOGGS SD |
| Legal Block | 1 |
| Legal Lot Number | 39 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 950200 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | PO BOX 555, FALLSTON, NC 28042-0555 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Aug 2, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Mar 21, 2024 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Sep 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK |
| Nov 14, 2017 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2018 · Amount on Record |
| Deed Sale | Sep 21, 2018 · Amount on Record |
| Deed Document Number | 2018200018275 |
| Deed Book / Page | 1776 / 1319 |
| Prior Transfer Date | May 16, 2012 |
| Prior Transfer Doc | 0016351827 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 120 ROSS DR, FALLSTON, NC 28042 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0018341629 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 1834/1629 |
| Instrument | 200051591 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 120 ROSS DR, FALLSTON, NC 28042 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0019032118 |
|---|---|
| Date | Aug 2, 2023 |
| Book Page | 1903/2118 |
| Instrument | 200090318 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 120 ROSS DR, FALLSTON, NC 28042 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | LENDER RECORDING SERVICES, LENDER RECORDING SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0019171263 |
|---|---|
| Date | Mar 21, 2024 |
| Book Page | 1917/1263 |
| Instrument | 200098351 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 25279, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Sep 21, 2018 |
| Property Address | 120 ROSS DR, LAWNDALE, NC 28090 |
| Document Number | 0017761319 |
| Book / Page | 1776 / 1319 |
| Instrument Date | Sep 12, 2018 |
| Instrument | 200018275 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $256.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13360 PEE DEE RD S, 13360, GALIVANTS FERRY, SC 29544-9068 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 555, FALLSTON, NC 28042-0555 |
| Document Number | 200018276 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 200018276 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Nov 14, 2017 |
| Property Address | 120 ROSS DR, LAWNDALE, NC 28090 |
| Document Number | 0017550244 |
| Book / Page | 001755 / 000244 |
| Instrument Date | Nov 7, 2017 |
| Instrument | 7031 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $248.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 120 ROSE DR LAWNDALE NC 28090, LAWNDALE, NC 28090 |
| Document Number | 17550247 |
|---|---|
| Date | Nov 14, 2017 |
| Book Page | 001755/000247 |
| Instrument | 7032 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 13, 2047 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Fallston Town |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,806.00 (+4.09%) | $253,317 (-) Land $23,976 Building $229,341 | $253,317 (-) Land $23,976 Building $229,341 |
| 2025 | $1,735.00 | $253,317 (+65.94%) Land $23,976 Building $229,341 | $253,317 (+65.94%) Land $23,976 Building $229,341 |
| 2023 | $152,655 Land $19,980 Building $132,675 | $152,655 Land $19,980 Building $132,675 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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