Herkimer County and German Flatts Town property record for 120 Rome St, Mohawk, NY 13407
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,976 sqft · built 1981 |
| Lot Size | 0.492 acres (21,430 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Jul 2026) |
| Tax Bill | $5,201 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Nov 2018 Mortgage + 5 more |
| APN | 212889 120.42-1-41 |
| Primary APN | 212889 120.42-1-41 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,976 sqft Living Area |
| 1st Floor Area | 1,448 sqft |
| Basement Area | 528 sqft |
| Finished Basement | 528 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 21,430 sqft (0.492 acres) |
| Lot Dimensions | 100 ft deep x 214 ft wide |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 556 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 020023400 |
|---|---|
| Street Address | 120 ROME ST |
| City | MOHAWK |
| State | NY |
| Zip | 13407-4732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | ROME ST W R1 2G AGP L-92-95 |
| Legal Block | 1 |
| Legal Lot Number | 41.000 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | GERMAN FLATTS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 10502 |
120 Rome St is owned and occupied by two individuals who bought it in July 2026.
Source: Herkimer County and German Flatts Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 ROME ST, MOHAWK, NY 13407-4732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 9, 2018 | Deed of Trust, Mortgage FIRST SOURCE FEDERAL CREDIT UNION |
| Oct 28, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance SOURCE FCU |
| May 21, 2018 | Deed of Trust, Mortgage FIRST SOURCE FEDERAL CREDIT UNION |
| Oct 28, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance SOURCE FCU |
| May 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA |
| Feb 14, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2026 · Amount on File |
| Deed Sale | Jul 16, 2026 · Amount on File |
| Prior Sale | Mar 21, 2006 · Amount on File |
| Deed Document Number | 2026RP2026-3208 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Jul 16, 2026 |
| Property Address | 120 ROME ST, MOHAWK, NY 13407-4732 |
| Document Number | 0000003208 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 20263208 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 120 ROME ST, MOHAWK, NY 13407-4732 |
| Date | Jul 16, 2026 |
|---|
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 120 ROME ST, MOHAWK, NY 13407-4732 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0020185426 |
|---|---|
| Date | Nov 9, 2018 |
| Instrument | 2018-5426 |
| Name | FIRST SOURCE FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 122 Months |
| Due | Jan 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 120 ROME ST, MOHAWK, NY 13407-4732 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0020194832 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 2019-4832 |
| Name | SOURCE FCU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 120 ROME ST, MOHAWK, NY 13407-4732 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | RP20182326 |
|---|---|
| Date | May 21, 2018 |
| Instrument | RP2018-2326 |
| Name | FIRST SOURCE FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 236 Months |
| Due | Jan 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 120 ROME ST, MOHAWK, NY 13407-4732 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0020194833 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 2019-4833 |
| Name | SOURCE FCU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 73 Months |
| Due | Nov 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 120 ROME ST, MOHAWK, NY 13407-4732 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | RP20222917 |
|---|---|
| Date | May 25, 2022 |
| Instrument | RP2022-2917 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 120 ROME ST, MOHAWK, NY 13407-4732 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0RP2022772 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | RP2022-772 |
| Name | FIRST SOURCE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Mar 1, 2027 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 120 Rome St was $5,201, up 2.4% from the year before.
Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | German Flatts Town |
| Unified School District | Central Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,201.00 (+2.36%) | ||
| 2025 | $5,081.00 | $98,600 Land $11,900 Building $86,700 | $184,644 Land $22,285 Building $162,359 |
| 2023 | $98,600 Land $11,900 Building $86,700 | $179,273 Land $21,636 Building $157,637 | |
| 2020 | $3,940.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 120 Rome St; there have been 3 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2009–2013) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2013 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Rome St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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