Chenango County and Guilford Town property record for 120 Rockdale Rd, Mount Upton, NY 13809
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,144 sqft · built 1987 |
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,064 (Sep 2012) |
| Tax Bill | $3,580 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 083200 222.-1-14.61 |
| Primary APN | 083200 222.-1-14.61 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 53,143 sqft (1.22 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 336 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 120 ROCKDALE RD |
|---|---|
| City | MOUNT UPTON |
| State | NY |
| Zip | 13809-4166 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 1 |
| Legal Lot Number | 14.610 |
| Jurisdiction | CHENANGO NY |
| Township / Civil Division | GUILFORD |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 970602 |
120 Rockdale Rd is owned and occupied by two individuals who bought it in September 2012.
Source: Chenango County and Guilford Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 ROCKDALE RD, MOUNT UPTON, NY 13809-4166 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2012 · Amount on File |
| Deed Sale | Sep 4, 2012 · Amount on File |
| Prior Sale | Jun 2, 1999 · Amount on File |
| Deed Book / Page | 2012 / 1627 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHENANGO NY |
| Recording Date | Aug 25, 2026 |
| Property Address | 120 ROCKDALE RD, MOUNT UPTON, NY 13809-4166 |
| Document Number | 0000001393 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 20261393 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 120 ROCKDALE RD, MOUNT UPTON, NY 13809-4166 |
| Document Number | 0000001393, |
|---|---|
| Date | Aug 25, 2026 |
| Instrument | 20261393 |
| Name | 1ST PRIORITY MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
The 2026 property tax bill for 120 Rockdale Rd was $3,580 with a homeowner's exemption, up 14.9% from the year before.
Source: Chenango County and Guilford Town assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chenango County |
| County Subdivision | Guilford Town |
| Unified School District | Bainbridge-Guilford Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,580.00 (+14.85%) Homeowner's exemption | ||
| 2025 | $3,117.00 | $94,400 Land $15,400 Building $79,000 | $119,494 Land $19,494 Building $100,000 |
| 2023 | $94,400 Land $15,400 Building $79,000 | $113,735 Land $18,554 Building $95,181 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Rockdale Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (2006–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Rockdale Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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