120 Roberts St, Erwin, TN 37650 Property Records

Unicoi County property record for 120 Roberts St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1980
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$39,789 (Jan 2006)
Tax Bill	$573 (2024)
Deeds & Mortgages	Jan 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`024I-D-002.00`

Property Details

APN / Parcel Number

Primary APN	`024I-D-002.00`
Alternative APNs	`086024I D 00200` `000006583`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	172 ft deep x 96 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	310 sqft
Deck Area	160 sqft
Patio Area	160 sqft
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	120 ROBERTS ST
City	ERWIN
State	TN
Zip	37650-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK A LOT 23 96X191X97X152
Legal Subdivision	I L FORD
Legal Block	A
Legal Lot Number	23
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	5
Census Block	5009
Census Tract	80400

Owner

Source: Unicoi County records · APN 024I-D-002.00

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	120 ROBERTS ST, ERWIN, TN 37650-1819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 27, 2006 · Amount on Record
Deed Sale	Jan 27, 2006 · Amount on Record
Prior Sale	Mar 27, 2001 · Amount on Record
Deed Book / Page	294 / 237
Record Updated	Jun 08, 2026

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNICOI TN
Property Address	120 ROBERTS ST, ERWIN, TN 37650-1819
Document Number	42077
Instrument Date	Jan 30, 2019
Transaction Type	Mortgage
Record Updated	Mar 06, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 ROBERTS ST ERWIN TN 376501819, ERWIN, TN 37650-1819

Mortgage

Document Number	42077
Date	Feb 25, 2019
Book Page	000420/000077
Instrument	310

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2049

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Unicoi County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,950 (-) Land $6,250 Building $15,700	$87,800 (-) Land $25,000 Building $62,800
2024	$573.00 (+11.05%)
2023		$21,950 (-) Land $6,250 Building $15,700
2022	$516.00	$21,950 Land $6,250 Building $15,700	$87,800 Land $25,000 Building $62,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 23, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Utilities Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Point Broadband Fiber Holding.

Based on FCC filings for 159 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.