120 Riverside Dr, Hart, MI 49420 Property Records

Oceana County property record for 120 Riverside Dr, Hart, MI 49420

Property Summary

Property Type	Single Family Home
Lot Size	0.31 acres (13,522 sqft)
Owner	Individual Name on Record
Tax Bill	$2,568 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-611-021-00`

Property Details

APN / Parcel Number

Primary APN	`020-611-021-00`

Exterior

Lot Area	13,522 sqft (0.31 acres)

Location & Zoning

Street Address	120 RIVERSIDE DR
City	HART
State	MI
Zip	49420-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WD-L2001P24902 WDA-L2015/P9246 CITY OF HART SPITLERS ADDITION NO 1 LOT 21
Legal Subdivision	HART SPITLERS ADDITION
Legal Lot Number	21
Jurisdiction	OCEANA MI
Township / Civil Division	HART
Census Block Group	2
Census Block	2015
Census Tract	10400

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 RIVERSIDE DR, HART, MI 49420-1043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2015
Deed Sale	Jun 10, 2015
Prior Sale	Jul 20, 2001 · Amount on Record
Deed Book / Page	2015 / 9246
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEANA MI
Recording Date	Dec 14, 2021
Property Address	120 RIVERSIDE DR, HART, MI 49420-1043
Document Number	2021/32025
Book / Page	2021 / 32025
Instrument Date	Nov 29, 2021
Instrument	202100008358
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	HBI TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 RIVERSIDE DR, HART, MI 49420-1043

Mortgage

Document Number	202100008359
Date	Dec 14, 2021
Instrument	202100008359

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Change Frequency	2 Years

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
Municipality	Hart City
Unified School District	Hart Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,200 (+10.5%) Land $125,200	$250,400 (+10.5%) Land $250,400
2025	$2,568.00 (+13.78%) Homeowner's exemption	$113,300 (+37.83%) Land $113,300	$226,600 (+37.83%) Land $226,600
2023		$82,200 Land $82,200	$164,400 (-) Land $164,400
2022	$2,257.00		$164,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HART serves 2,126 people · EPA ID MI0003060
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20