120 River Rd, Advance, NC 27006 Property Records

Davie County property record for 120 River Rd, Advance, NC 27006

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 2 ba · 1,938 sqft · built 1993
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Oct 2015)
Tax Bill	$1,959 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`E8110B000101`

Property Details

APN / Parcel Number

Primary APN	`E8110B000101`
Alternative APNs	`5871955321` `8309601`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,938 sqft Heated Area
Gross Area	3,026 sqft
1st Floor Area	1,938 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	44,867 sqft (1.03 acres)
Lot Width	19.4 ft Width
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Deck Area	288 sqft
Patio Area	288 sqft
Storage Building	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	8309601
Street Address	120 RIVER RD
City	ADVANCE
State	NC
Zip	27006-7640
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	R20
Legal Description	LOT 6 GREENWOOD LAKES
Legal Subdivision	GREENWOOD LAKES
Legal Lot Number	6
Jurisdiction	DAVIE NC
Township / Civil Division	SHADY GROVE
Census Block Group	1
Census Block	1041
Census Tract	80301

Owner

Source: Davie County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 RIVER RD, ADVANCE, NC 27006-7640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 25, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Oct 25, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Apr 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 14, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2015 · Amount on Record
Deed Sale	Oct 14, 2015 · Amount on Record
Deed Document Number	20155326
Deed Book / Page	1002 / 689
Last Transfer Date	Apr 13, 2018
Transfer Doc	0107500096
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIE NC
Property Address	120 RIVER RD, ADVANCE, NC 27006-7640
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0132500261
Date	Dec 29, 2025
Book Page	1325/261
Instrument	6760

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	4750 S BILTMORE LN, MADISON, WI 53718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 13, 2046

Interest

Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIE NC
Property Address	120 RIVER RD, ADVANCE, NC 27006-7640
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0118400831
Date	Jun 25, 2021
Book Page	1184/831
Instrument	4586

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIE NC
Property Address	120 RIVER RD, ADVANCE, NC 27006-7640
Document Number	0000000565
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	120 RIVER RD ADVANCE NC 270067640, ADVANCE, NC 27006-7640

Mortgage

Document Number	0000000565
Date	Feb 3, 2020
Book Page	001127/000947
Instrument	565

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2050

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIE NC
Recording Date	Apr 17, 2018
Property Address	120 RIVER RD, ADVANCE, NC 27006-7640
Document Number	0000001861
Book / Page	001075 / 000096
Instrument Date	Apr 13, 2018
Instrument	1861
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	120 RIVER RD ADVANCE NC 270067640, ADVANCE, NC 27006-7640

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIE NC
Recording Date	Aug 14, 2017
Property Address	120 RIVER RD, ADVANCE, NC 27006-7640
Document Number	0000004311
Book / Page	001056 / 000386
Instrument Date	Aug 14, 2017
Instrument	4311
Transaction Type	Transfer
Record Updated	Aug 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1644 UNDERPASS RD ADVANCE NC 270067535, ADVANCE, NC 27006-7535

Tax Assessment & Valuation

Source: Davie County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davie County
Unified School District	Davie County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,959.00 Disabled Person's exemption Veteran's exemption	$392,180 (+22.61%) Land $67,000 Building $325,180	$392,180 (+22.61%) Land $67,000 Building $325,180
2025	$1,959.00 (+40.73%) Disabled Person's exemption Veteran's exemption	$319,870 (+45.61%) Land $67,000 Building $252,870	$319,870 (+45.61%) Land $67,000 Building $252,870
2023	$1,392.00 Disabled Person's exemption Veteran's exemption	$219,680 Land $47,500 Building $172,180	$219,680 Land $47,500 Building $172,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2014–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIE COUNTY WATER SYSTEM serves 32,068 people · EPA ID NC0230015
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2022 Failure to filter resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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