Madison County property record for 120 River Oaks Dr, Madison, AL 35758
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,008 sqft · built 1992 |
| Lot Size | 0.182 acres (7,969 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,250 (Dec 2025) |
| Tax Bill | $2,438 (2026) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-07-35-4-001-085.000 |
| Primary APN | 15-07-35-4-001-085.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Other |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,969 sqft (0.182 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 465363 |
|---|---|
| Street Address | 120 RIVER OAKS DR |
| City | MADISON |
| State | AL |
| Zip | 35758-8292 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 30 BLK 2 CREEKWOOD A RESUB OF CREEKWOOD INDIAN CREEK PROPERTIES & OTHER LANDS PB 26 PG 4-12 |
| Legal Range | 02W |
| Legal Township | 03S |
| Legal Section | 35 |
| Legal Subdivision | CREEKWOOD A RESUB OF CREEKWOOD INDIAN CR |
| Legal Block | 2 |
| Legal Lot Number | 30 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | HUNTSVILLE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 1401 |
Source: Madison County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 911 LEGACY FARM DR SE, HUNTSVILLE, AL 35802-2596 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 3, 2025 | Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Apr 24, 2020 | Deed of Trust, Mortgage PROGRESS BK&TR |
| Mar 6, 2018 | Grant Deed, Transfer · Conventional Mortgage DM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2025 · Amount on Record |
| Deed Sale | Dec 3, 2025 · Amount on Record |
| Prior Sale | Jan 3, 2006 · Amount on Record |
| Deed Book / Page | 2025 / 50426 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Dec 3, 2025 |
| Property Address | 120 RIVER OAKS DR, MADISON, AL 35758-8292 |
| Document Number | 0000050426 |
| Book / Page | DEED2025 / 50426 |
| Map Reference | MB 26 PG 4-12 |
| Instrument Date | Dec 2, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 211 MAIGOLD CIR, MADISON, AL 35758-6428 |
| Name | Verified Name |
|---|---|
| Address | 911 LEGACY FARM DR SE, HUNTSVILLE, AL 35802-2596 |
| Document Number | 2025232477 |
|---|---|
| Date | Dec 3, 2025 |
| Instrument | 2025/232477 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 120 RIVER OAKS DR, MADISON, AL 35758-8292 |
| Document Number | 0000043518 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2020 |
| Title Company | TITLE SERVICES, INC. |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 211 MAIGOLD CIR MADISON AL 357586428, MADISON, AL 35758-6428 |
| Document Number | 0000043518 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 43518 |
| Name | PROGRESS BK&TR |
|---|---|
| Type | Bank |
| Address | HUNTSVILLE, AL 35801 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Mar 6, 2018 |
| Property Address | 120 RIVER OAKS DR, MADISON, AL 35758-8292 |
| Document Number | 0000013423 |
| Instrument Date | Mar 6, 2018 |
| Instrument | 13423 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2018 |
| Title Company | ADM TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 120 RIVER OAKS DR MADISON AL 357588292, MADISON, AL 35758-8292 |
| Document Number | 13424 |
|---|---|
| Date | Mar 6, 2018 |
| Instrument | 13424 |
| Name | DM MTG |
|---|---|
| Type | Mortgage Company |
| Address | FLORENCE, AL 35630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 5, 2048 |
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Huntsville City |
| Unified School District | Huntsville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,438.00 (+6.98%) | ||
| 2025 | $2,279.00 (+13.55%) | $39,300 (+13.52%) Land $8,500 Building $30,800 | $196,500 (+13.52%) Land $42,500 Building $154,000 |
| 2023 | $2,007.00 (+20.69%) | $34,620 (+20.71%) Land $8,500 Building $26,120 | $173,100 (+20.71%) Land $42,500 Building $130,600 |
| 2022 | $1,663.00 | $28,680 Land $7,000 Building $21,680 | $143,400 Land $35,000 Building $108,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (1990) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1990 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUNTSVILLE UTILITIES WATER DEPT. serves 310,107 people · EPA ID AL0000882 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures