120 River Knoll Dr, Clayton, NC 27527 Property Records

Johnston County property record for 120 River Knoll Dr, Clayton, NC 27527

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,388 sqft · built 2007
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$309,000 (Jan 2008)
Tax Bill	$3,361 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`17K06028C`

Property Details

APN / Parcel Number

Primary APN	`17K06028C`
Alternative APN	`2000138023`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,388 sqft Living Area
Gross Area	5,278 sqft
1st Floor Area	1,186 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	594 sqft
Deck Area	202 sqft
Patio Area	522 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000138023
Street Address	120 RIVER KNOLL DR
City	CLAYTON
State	NC
Zip	27527-6038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	6 KNOLLS AT NEUSE 69/103 1697
Legal Subdivision	KNOLLS AT THE NEUSE SUBDIVISION PHASE 1B
Jurisdiction	JOHNSTON NC
Township / Civil Division	WILSON MILLS
Census Block Group	1
Census Block	1000
Census Tract	40903

Owner

120 River Knoll Dr is owned and occupied by two individuals who bought it in January 2008.

Source: Johnston County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 RIVER KNOLL DR, CLAYTON, NC 27527-6038
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
Jun 26, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2008 · Amount on File
Deed Sale	Jan 29, 2008 · Amount on File
Prior Sale	Apr 20, 2007 · Amount on File
Deed Document Number	2008205843
Deed Book / Page	3487 / 434
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Recording Date	Sep 15, 2026
Property Address	120 RIVER KNOLL DR, CLAYTON, NC 27527-6038
Document Number	0000030406
Book / Page	7189 / 793
Instrument Date	Aug 27, 2026
Instrument	202630406
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 RIVER KNOLL DR, CLAYTON, NC 27527-6038

Mortgage

Document Number	0000030406,
Date	Sep 15, 2026
Book Page	7189/793
Instrument	202630406

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 27, 2046

Interest

Max Rate	-1%

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JOHNSTON NC
Property Address	120 RIVER KNOLL DR, CLAYTON, NC 27527-6038
Document Number	0000537373
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 RIVER KNOLL DR CLAYTON NC 275276038, CLAYTON, NC 27527-6038

Mortgage

Document Number	0000537373
Date	Jul 17, 2017
Book Page	004992/000484
Instrument	537373

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jul 16, 2057

Interest

Rate	4.25%

Tax Assessment & Valuation

The 2026 property tax bill for 120 River Knoll Dr was $3,361.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,361.00	$537,860 Land $65,000 Building $472,860	$537,860 Land $65,000 Building $472,860
2023	$2,567.00	$333,400 Land $45,000 Building $288,400	$333,400 Land $45,000 Building $288,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 River Knoll Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 River Knoll Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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