120 River Dr, Dekalb, IL 60115 Property Records

DeKalb County property record for 120 River Dr, Dekalb, IL 60115

Property Summary

Property TypeSingle Family Home
Lot Size0.169 acres (7,343 sqft)
Owner2 Individual Names on Record
Tax Bill$4,014 (2024)
Deeds & MortgagesJul 2023 Transfer
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-14-128-003

Property Details

APN / Parcel Number

Primary APN08-14-128-003

Exterior

Lot Area7,343 sqft (0.169 acres)

Location & Zoning

Account Number0814128003
Street Address120 RIVER DR
CityDEKALB
StateIL
Zip60115-1920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 - BLK 18 - TILTON PARK - 3RD ADDITION
Legal SubdivisionTILTON PARK - 3RD ADDITION
Legal Block18
Legal Lot Number3
JurisdictionDE KALB IL
Township / Civil DivisionDEKALB
Census Block Group3
Census Block3020
Census Tract900

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address120 RIVER DR, DEKALB, IL 60115-1920
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2023Transfer on Death Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Sep 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK OF OMAHA
May 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 6, 2023
Transfer Doc0000004548
Record UpdatedJun 8, 2026

July 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionDE KALB IL
Recording DateJul 10, 2023
Property Address120 RIVER DR, DEKALB, IL 60115-1920
Document Number0000004548
Instrument DateJul 6, 2023
Instrument2023004548
Transaction TypeTransfer
Record UpdatedJul 25, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address120 RIVER DR, DEKALB, IL 60115-1920

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 RIVER DR, DEKALB, IL 60115-1920

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address120 RIVER DR, DEKALB, IL 60115-1920
Transaction TypeMortgage
Record UpdatedSep 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012344
DateSep 21, 2021
Instrument2021012344
Lender
NameFIRST NATIONAL BANK OF OMAHA
TypeBank
AddressOMAHA, NE 68197
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term117 Months
DueJun 1, 2031

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address120 RIVER DR, DEKALB, IL 60115-1920
Transaction TypeMortgage
Record UpdatedJun 4, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006674
DateMay 21, 2021
Instrument2021006674
Lender
NameFIRST NATIONAL BANK OF OMAHA
TypeBank
AddressOMAHA, NE 68197
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueJun 1, 2031

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionDeKalb Township
MunicipalityDeKalb City
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$61,752 (+25.6%) Land $10,539 Building $51,213$185,256 (+25.6%) Land $31,617 Building $153,639
2024$4,014.00
2023$49,167 (+9.53%) Land $8,391 Building $40,776$147,501 (+9.53%) Land $25,173 Building $122,328
2022$44,889 Land $9,576 Building $35,313$134,667 Land $28,728 Building $105,939

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims12 (1982–2007)
Most Recent ClaimAug 2007 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB
serves 40,290 people · EPA ID IL0370100
Water SourceGroundwater
Last State InspectionJun 2023
Lead13 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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