Ellis County property record for 120 Ridgeway Dr, Red Oak, TX 75154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,470 sqft · built 1986 |
| Lot Size | 0.598 acres (26,040 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,444 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R153780 |
| Primary APN | R153780 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,470 sqft Living Area |
| Gross Area | 1,957 sqft |
| 1st Floor Area | 1,470 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 26,040 sqft (0.598 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 25 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 120 RIDGEWAY DR |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-5126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6 5 RIDGE CREST EST 0.598 ACRES |
| Legal Subdivision | RIDGE CREST EST #1 |
| Legal Block | 5 |
| Legal Lot Number | 6 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 60207 |
Source: Ellis County assessment roll, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 RIDGEWAY DR, RED OAK, TX 75154-5126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 120 RIDGEWAY DR, RED OAK, TX 75154-5126 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 120 RIDGEWAY DR, RED OAK, TX 75154-5126 |
| Document Number | 0002538607 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 2538607 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | 1 HOME CAMPUS, DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Nov 1, 2051 |
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Unified School District | Red Oak Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $266,786 (-2.86%) Land $95,000 Building $171,786 | $266,786 (-2.86%) Land $95,000 Building $171,786 | |
| 2025 | $2,444.00 (-5.27%) Homeowner's exemption | $274,643 (-0.97%) Land $95,000 Building $179,643 | $274,643 (-0.97%) Land $95,000 Building $179,643 |
| 2024 | $2,580.00 (+14.97%) | ||
| 2023 | $2,244.00 (-14.81%) Homeowner's exemption | $277,323 Land $75,000 Building $202,323 | $277,323 Land $75,000 Building $202,323 |
| 2018 | $2,634.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (2015–2022) |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCKETT SUD serves 46,614 people · EPA ID TX0700033 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| JAB Wireless Fiber | 1,000 / 200 |
| AMG Technology Investment Group Fixed Wireless | 400 / 100 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Verizon.
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