120 Ridgecrest Dr, Duncan, OK 73533 Property Records

Stephens County property record for 120 Ridgecrest Dr, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1977
Lot Size	0.184 acres (8,020 sqft)
Owner	Individual Name on Record
Last Sale	$91,000 (Jul 2022)
Tax Bill	$840 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16548`

Property Details

APN / Parcel Number

Primary APN	`16548`
Alternative APN	`1116-00-004-042-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2021
Architectural Style	Traditional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,020 sqft (0.184 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	88 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16548
Street Address	120 RIDGECREST DR
City	DUNCAN
State	OK
Zip	73533-5633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 4 LOT 42 COTTEN FOREST HILLS # 7
Legal Range	07W
Legal Township	01N
Legal Section	33
Legal Subdivision	COTTENS' FOREST HILLS #7
Legal Block	4
Legal Lot Number	42
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	2
Census Block	2017
Census Tract	400

Owner

Source: Stephens County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 RIDGECREST DR, DUNCAN, OK 73533-5633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Jul 28, 2021 · Amount on Record
Deed Document Number	20227051
Deed Book / Page	6195 / 156
Prior Transfer Date	Jul 23, 2021
Prior Transfer Doc	0000007018
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Jul 15, 2022
Property Address	120 RIDGECREST DR, DUNCAN, OK 73533-5633
Document Number	006195/156
Book / Page	6195 / 156
Instrument Date	Jul 13, 2022
Instrument	I-2022-007051
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$136.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 RIDGECREST DR, DUNCAN, OK 73533-5633

Mortgage

Document Number	006195/158
Date	Jul 15, 2022
Book Page	6195/158
Instrument	I-2022-007052

Lender

Name	UMB BANK NA
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,960 (+0.01%) Land $529 Building $10,431	$99,634 (-6.18%) Land $4,812 Building $94,822
2025	$840.00 (+3.32%) Homeowner's exemption	$10,959 (+6.09%) Land $529 Building $10,430	$106,199 (+13.08%) Land $4,812 Building $101,387
2024	$813.00 (+3.7%) Homeowner's exemption	$10,330 (+1.69%) Land $529 Building $9,801	$93,916 (+1.69%) Land $4,812 Building $89,104
2023	$784.00 Homeowner's exemption	$10,158 Land $529 Building $9,629	$92,352 Land $4,812 Building $87,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEPHENS CO RWD #5 serves 6,426 people · EPA ID OK2006969
Water Source	Purchased surface water from DUNCAN PUBLIC UTILITIES AUTHORITY
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20