Effingham County property record for 120 Red Maple Ln, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,682 sqft · built 2017 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $330,000 (Nov 2024) |
| Tax Bill | $3,905 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Apr 2024 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0416C-071-000 |
| Primary APN | 0416C-071-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,682 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Area | 400 sqft |
| Porch | Slab |
| Porch Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 28505 |
|---|---|
| Street Address | 120 RED MAPLE LN |
| City | GUYTON |
| State | GA |
| Zip | 31312-0020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | .19 AC LOT 71 (OUT OF 416-20) |
| Legal Subdivision | CLOVER POINTE AT BELMONT GLEN 2C |
| Legal Phase | 2C |
| Legal Lot Number | 71 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30301 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 120 RED MAPLE LN, GUYTON, GA 31312-0020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2017 | Deed of Trust, Mortgage STATE BANK & TRUST CO |
| Apr 16, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES |
| Jul 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK |
| Sep 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2024 · Amount on Record |
| Deed Sale | Nov 12, 2024 · Amount on Record |
| Prior Sale | Jul 12, 2017 · Amount on Record |
| Deed Book / Page | 2941 / 766 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 120 RED MAPLE LN, GUYTON, GA 31312-0020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002396/421 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 2396/421 |
| Instrument | 002445 |
| Name | STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Apr 1, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 120 RED MAPLE LN, GUYTON, GA 31312-0020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 120 RED MAPLE LN, GUYTON, GA 31312-0020 |
| Document Number | 0000002904/0000000917 |
|---|---|
| Date | Apr 16, 2024 |
| Book Page | 0000002904/0000000917 |
| Name | PENNYMAC LOAN SERVICES |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 120 RED MAPLE LN, GUYTON, GA 31312-0020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002418/61 |
|---|---|
| Date | Jul 21, 2017 |
| Book Page | 2418/61 |
| Instrument | 006589 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 120 RED MAPLE LN, GUYTON, GA 31312-0020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 120 RED MAPLE LN, GUYTON, GA 31312-0020 |
| Document Number | 0000002727/0000000802 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 0000002727/0000000802 |
| Instrument | 011755 |
| Name | BETTER MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2041 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $152,171 (+18.62%) Land $22,800 Building $129,371 | $380,427 (+18.62%) Land $57,000 Building $323,427 | |
| 2025 | $3,905.00 (+7.19%) Homeowner's exemption | $128,288 (+11.24%) Land $22,800 Building $105,488 | $320,720 (+11.24%) Land $57,000 Building $263,720 |
| 2024 | $3,643.00 (+33%) | $115,326 (+38.43%) Land $22,800 Building $92,526 | $288,316 (+38.43%) Land $57,000 Building $231,316 |
| 2022 | $2,739.00 | $83,312 Land $18,000 Building $65,312 | $208,280 Land $45,000 Building $163,280 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 2 (2002–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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