120 Red Bluff Dr, Athens, GA 30607 Property Records

Athens-Clarke County Unified Government property record for 120 Red Bluff Dr, Athens, GA 30607

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,801 sqft · built 2017
Owner	Individual Name on File
Last Sale	$475,000 (Nov 2021)
Tax Bill	$7,798 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-4-B1 S-005`

Property Details

APN / Parcel Number

Primary APN	`05-4-B1 S-005`
Alternative APNs	`054B1 S 5` `43017`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,801 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	500 sqft
Porch	Porch
Porch Area	581 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	43017
Old Parcel Number	054B1 S 5
Street Address	120 RED BLUFF DR
City	ATHENS
State	GA
Zip	30607-6562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-8(PD)
Legal Description	LOT 5 - BLK S - PHASE 11-B - OAK GROVE
Legal Subdivision	OAK GROVE
Legal Phase	11
Legal Block	S
Legal Lot Number	5
Jurisdiction	CLARKE GA
Township / Civil Division	ATHENS
Census Block Group	3
Census Block	3010
Census Tract	130400

Owner

120 Red Bluff Dr is owned by an individual who bought it in November 2021.

Source: Athens-Clarke County Unified Government records, as of November 12, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1054 THREE NOTCH RD, COLQUITT, GA 39837-6906
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Warranty Deed, Transfer · Commercial Mortgage AMERIS BANK
Dec 11, 2020	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Sep 8, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 23, 2017	Deed of Trust, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2021 · Amount on File
Deed Sale	Nov 19, 2021 · Amount on File
Prior Sale	Nov 23, 2020 · Amount on File
Deed Document Number	0005298176
Deed Book / Page	5298 / 176
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARKE GA
Recording Date	Nov 19, 2021
Property Address	120 RED BLUFF DR, ATHENS, GA 30607-6562
Document Number	0052980176
Book / Page	5298 / 176
Instrument Date	Nov 19, 2021
Instrument	2021-004726
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1054 THREE NOTCH RD, COLQUITT, GA 39837-6906

Mortgage

Document Number	0005298178
Date	Nov 19, 2021
Instrument	5298/178

Lender

Name	AMERIS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	110 Months
Due	Jan 1, 2031

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLARKE GA
Recording Date	Dec 11, 2020
Property Address	120 RED BLUFF DR, ATHENS, GA 30607-6562
Document Number	0050920443
Book / Page	005092 / 000443
Instrument Date	Nov 23, 2020
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 RED BLUFF DR ATHENS GA 306076562, ATHENS, GA 30607-6562

Mortgage

Document Number	50920444
Date	Dec 11, 2020
Book Page	005092/000444

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE GA
Property Address	120 RED BLUFF DR, ATHENS, GA 30607-6562
Document Number	0050610144
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 RED BLUFF DR ATHENS GA 306076562, ATHENS, GA 30607-6562

Mortgage

Document Number	0050610144
Date	Oct 14, 2020
Book Page	005061/000144

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Oct 13, 2047

May 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	CLARKE GA
Property Address	120 RED BLUFF DR, ATHENS, GA 30607-6562
Document Number	0045920193
Book / Page	004592 / 000193
Instrument Date	May 23, 2017
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 RED BLUFF DR ATHENS GA 306076562, ATHENS, GA 30607-6562

Mortgage

Document Number	0045920193
Date	May 25, 2017
Book Page	004592/000193

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 120 Red Bluff Dr was $7,798.

Source: Athens-Clarke County Unified Government assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Athens-Clarke County Unified Government
Unified School District	Clarke County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,798.00	$251,154 Land $26,000 Building $225,154	$627,885 Land $65,000 Building $562,885
2023	$7,031.00 (+16%)	$225,006 (+18.36%) Land $24,000 Building $201,006	$562,514 (+18.36%) Land $60,000 Building $502,514
2022	$6,061.00	$190,108 Land $24,000 Building $166,108	$475,270 Land $60,000 Building $415,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 Red Bluff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Red Bluff Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS-CLARKE CO WATER SYSTEM serves 125,000 people · EPA ID GA0590000
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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