Lee County property record for 120 Rd 1046, Tupelo, MS 38801
| Property Type | Single Family Home |
|---|---|
| Details | 12 bd · 1 ba · 2,106 sqft · built 2003 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Dec 2020) |
| Tax Bill | $1,995 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 102U-09-030-00 |
| Primary APN | 102U-09-030-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 12 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,106 sqft Heated Area |
| 1st Floor Area | 2,106 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 65,340 sqft (1.5 acres) |
| Utility Building | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 120 ROAD 1046 |
|---|---|
| City | TUPELO |
| State | MS |
| Zip | 38801-0609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE1/4 SW1/4 |
| Legal Range | 05E |
| Legal Township | 10S |
| Legal Section | 09 |
| Legal Subdivision | TRACE ESTATES (UNRECORDED) |
| Jurisdiction | LEE MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 950401 |
120 Rd 1046 is owned and occupied by two individuals who bought it in December 2020.
Source: Lee County records, as of October 30, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 ROAD 1046, TUPELO, MS 38801-0609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2021 | Deed of Trust, Mortgage BNA BANK |
| Oct 23, 2020 | Deed of Trust, Mortgage BNA BANK |
| Dec 14, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2020 · Amount on File |
| Deed Sale | Dec 11, 2020 · Amount on File |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE MS |
| Property Address | 120 ROAD 1046, TUPELO, MS 38801-0609 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 120 ROAD 1046, TUPELO, MS 38801-0609 |
| Document Number | 2021000975 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 2021000975 |
| Name | BNA BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jan 20, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE MS |
| Property Address | 120 ROAD 1046, TUPELO, MS 38801-0609 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1047 COUNTY ROAD 833, GUNTOWN, MS 38849 |
| Document Number | 2020014755 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 2020014755 |
| Name | BNA BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 3 Months |
| Due | Jan 22, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE MS |
| Recording Date | Dec 14, 2020 |
| Property Address | 120 ROAD 1046, TUPELO, MS 38801-0609 |
| Document Number | 2020017278 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 2020017278 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 120 ROAD 1046, TUPELO, MS 38801-0609 |
The 2025 property tax bill for 120 Rd 1046 was $1,995 with a homeowner's exemption.
Source: Lee County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lee County |
| Unified School District | Tupelo Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,995.00 Homeowner's exemption | $18,568 | $185,680 Land $35,000 Building $150,680 |
| 2023 | $1,843.00 Homeowner's exemption | $17,500 | $175,000 Land $35,000 Building $140,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 120 Rd 1046 in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (2003) |
| Most Recent Claim | Sep 2003 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Rd 1046 is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tombigbee Fiber Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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