120 Ravine Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 120 Ravine Ave, Lake Bluff, IL 60044

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,714 sqft · built 1963
Lot Size0.248 acres (10,799 sqft)
Owner2 Individual Names on Record
Last Sale$522,500 (Aug 2012)
Tax Bill$1,274 (2024)
Deeds & MortgagesNov 2021 Mortgage
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN12-21-122-006

Property Details

APN / Parcel Number

Primary APN12-21-122-006

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area3,714 sqft Living Area
Gross Area6,296 sqft
1st Floor Area2,110 sqft
Upper Floors Area1,604 sqft
Basement Area2,006 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area10,799 sqft (0.248 acres)
Lot Dimensions120 ft deep x 90 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address120 RAVINE AVE
CityLAKE BLUFF
StateIL
Zip60044-2555
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGE OF LAKE BLUFF MARGARET M.KENNEDYS SUB (EX W 75 FT) L OT 5
Legal SubdivisionVILLAGE OF LAKE BLUFF MARGARET M.KENNEDY
Legal Lot Number5
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group1
Census Block1004
Census Tract863300

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address120 RAVINE AVE, LAKE BLUFF, IL 60044-2555
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2021Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Aug 7, 2019Deed of Trust, Mortgage · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 22, 2012 · Amount on Record
Deed SaleAug 22, 2012 · Amount on Record
Prior SaleJun 4, 1997 · Amount on Record
Deed Document Number20126887906
Prior Transfer DateNov 23, 1999
Prior Transfer Doc0004463910
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address120 RAVINE AVE, LAKE BLUFF, IL 60044-2555
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007846418
DateNov 19, 2021
Instrument7846418
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address120 RAVINE AVE, LAKE BLUFF, IL 60044-2555
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007582605
DateAug 7, 2019
Instrument7582605
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Bluff Village
Elementary School DistrictLake Bluff Elementary School District 65 (KG - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$301,347 (+20.59%) Land $143,138 Building $158,209$904,131 (+20.59%) Land $429,457 Building $474,674
2024$1,274.00 (-93.04%)
2023$18,309.00$249,904 (-5.63%) Land $118,703 Building $131,201$749,787 (-5.63%) Land $356,145 Building $393,642
2022$264,822 Land $112,020 Building $152,802$794,546 Land $336,094 Building $458,452

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1979–2018)
Claims Outside the SFHA2 of 3
Most Recent ClaimJun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE BLUFF
serves 5,600 people · EPA ID IL0970750
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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