120 Rani Forest Trl, Murphy, NC 28906 Property Records

Cherokee County property record for 120 Rani Forest Trl, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 768 sqft · built 2021
Lot Size	0.689 acres (30,056 sqft)
Owner	Individual Name on Record
Tax Bill	$1,343 (2025)
Deeds & Mortgages	Mar 2021 Construction Loan Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`458003241384000`

Property Details

APN / Parcel Number

Primary APN	`458003241384000`
Alternative APNs	`53721` `57988`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	768 sqft Heated Area
Basement Area	768 sqft
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Combination
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	30,056 sqft (0.689 acres)
Lot Dimensions	157 ft deep x 100 ft wide
Porch	Open Porch
Porch Area	360 sqft
Deck Area	936 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	57988
Street Address	120 RANI FOREST TRL
City	MURPHY
State	NC
Zip	28906-2719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 KATES COVE 1670/227
Legal Lot Number	17
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1060
Census Tract	930502

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 RANI FOREST TRL, MURPHY, NC 28906-2719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK
Jul 8, 2022	Warranty Deed, Transfer
Jan 19, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2022
Deed Sale	Jul 8, 2022
Prior Sale	Jan 19, 2021
Deed Document Number	4556
Deed Book / Page	1716 / 432
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	120 RANI FOREST TRL, MURPHY, NC 28906-2719
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 KATES COVE RD, MURPHY, NC 28906-2578

Mortgage

Document Number	01675/1113
Date	Mar 22, 2021
Book Page	1675/1113
Instrument	1866

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Apr 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 8, 2022
Property Address	120 RANI FOREST TRL, MURPHY, NC 28906-2719
Document Number	001716/432
Book / Page	1716 / 432
Instrument Date	Jun 30, 2022
Instrument	4556
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	178 KATES COVE RD, 178, MURPHY, NC 28906-2578

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 RANI FOREST TRL, MURPHY, NC 28906-2719

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jan 19, 2021
Property Address	120 RANI FOREST TRL, MURPHY, NC 28906-2719
Document Number	001670/227
Book / Page	1670 / 227
Instrument Date	Jan 8, 2021
Instrument	421
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	867 WILLIS LN, 867, DUBLIN, GA 31021-2069

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 KATES COVE RD, MURPHY, NC 28906-2578

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,343.00	$191,540 (-)	$191,540 (-) Land $30,000 Building $161,540
2023		$191,540	$191,540 Land $30,000 Building $161,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: RiverStreet Networks.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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