120 QUAIL RUN WATERLOO IL 622985550, WATERLOO, IL 62298-5550
Mortgage
Document Number
0000394960
Date
Mar 21, 2018
Instrument
394960
Lender
Name
FIRST NAT'L BK/WATERLOO
Type
Bank
Address
MILLSTADT, IL 62260
Agreement
Type
Line of Credit
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
September 2017: Deed, Transfer
Document Type
Deed
Jurisdiction
MONROE IL
Recording Date
Sep 26, 2017
Property Address
120 QUAIL RUN, WATERLOO, IL 62298-5550
Document Number
0000392111
Map Reference
ENV173D
Instrument Date
Sep 22, 2017
Instrument
392111
Transaction Type
Transfer
Record Updated
Apr 22, 2022
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$522.00
Amount Accuracy
Calculated from Transfer Tax
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
120 QUAIL RUN, WATERLOO, IL 62298-5550
Mortgage
Document Number
0000392112
Date
Sep 26, 2017
Instrument
392112
Lender
Name
FIRST NATIONAL BANK
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Oct 1, 2047
Interest
Rate Type
Fixed Rate
Tax Assessment & Valuation
The 2025 property tax bill for 120 Quail Run was $10,832, up 3.5% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
Property Jurisdictions
Type
Name
State
Illinois
County
Monroe County
Municipality
Waterloo City
Unified School District
Waterloo Community Unit School District 5 (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$10,832.00 (+3.54%)Homeowner's exemption
$183,270Land $23,550Building $159,720
$549,810Land $70,650Building $479,160
2024
$10,462.00
2022
Additional exemption filed
$134,870Land $19,650Building $115,220
$404,610Land $58,950Building $345,660
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 120 Quail Run in Zone X, an area of minimal flood risk, though there have been 263 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Nearby Flood Claims
263 (1993–2019)
Most Recent Claim
Jun 2019 · Severe Storms And Flooding
Claims by Event
Severe Storms And Flooding, Jun 2019 · 9 claims
Severe Storms & Flooding, Oct 1993 · 252 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 120 Quail Run is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source
Groundwater
Last State Inspection
Dec 2025
Lead
1 ppb (2026–2028) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
30 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025