120 Pvt Rd 415, Covington, TX 76636 Property Records

Hill County property record for 120 Pvt Rd 415, Covington, TX 76636

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,960 sqft · built 2003
Lot Size	1.73 acres (75,359 sqft)
Owner	Company Name on Record
Last Sale	$156,300 (Sep 2017)
Tax Bill	$6,472 (2026)
Deeds & Mortgages	Dec 2018 Construction Loan Jun 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16010-11400-90281-002000`

Property Details

APN / Parcel Number

Primary APN	`16010-11400-90281-002000`
Alternative APN	`242299`

Interior

Full Baths	2 Baths
Building Area	1,960 sqft Living Area
Gross Area	4,306 sqft
1st Floor Area	1,960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Roof Type	Gable
Lot Area	75,359 sqft (1.73 acres)
Garage Type	Attached
Garage Area	610 sqft
Porch	Porch
Porch Area	344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16010-11400-90281-002000
Street Address	120 PRIVATE ROAD 415
City	COVINGTON
State	TX
Zip	76636-4595
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	M CROTHERS A-114 TR 28A-2 1.73 AC
Legal Subdivision	M CROTHERS A-
Legal Tract	28A-2
Jurisdiction	HILL TX
Township / Civil Division	ITASCA
Census Block Group	3
Census Block	3042
Census Tract	960100

Owner

Source: Hill County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 184, COVINGTON, TX 76636-0184
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2018	Deed of Trust, Mortgage · Construction Mortgage COGENT BANK
Jun 1, 2020	Intrafamily Transfer, Transfer
Sep 7, 2017	Vendor's Lien, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2017 · Amount on Record
Deed Sale	Sep 7, 2017 · Amount on Record
Prior Sale	Jun 29, 2011 · Amount on Record
Deed Document Number	201791005
Deed Book / Page	1921 / 760
Last Transfer Date	May 18, 2020
Transfer Doc	2050/617
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	120 PRIVATE ROAD 415, COVINGTON, TX 76636-4595
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CAPITAL TITLE TEXAS LLC, CAPITAL TITLE OF TEXAS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1984/032
Date	Dec 28, 2018
Book Page	1984/032
Instrument	00101631

Lender

Name	COGENT BANK
Type	Bank
Address	CLEBURNE, TX 76033

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILL TX
Recording Date	Jun 1, 2020
Property Address	120 PRIVATE ROAD 415, COVINGTON, TX 76636-4595
Document Number	2050/617
Book / Page	2050 / 617
Map Reference	VOL 1680 PG 375
Instrument Date	May 18, 2020
Instrument	112600
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 184, COVINGTON, TX 76636-0184

September 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HILL TX
Recording Date	Sep 7, 2017
Property Address	120 PRIVATE ROAD 415, COVINGTON, TX 76636-4595
Document Number	1921/760
Book / Page	1921 / 760
Map Reference	VOL 1680 PG 375
Instrument Date	Sep 7, 2017
Instrument	00091005
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	HILL COUNTY TITLE COMPANY, HILL COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1567, HILLSBORO, TX 76645-1567

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 PRIVATE ROAD 415, COVINGTON, TX 76636-4595

Mortgage

Document Number	00091006
Date	Sep 7, 2017
Instrument	00091006

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,472.00 (+269.2%)	$371,070 (+1.37%) Land $41,520 Building $329,550	$371,070 (+1.37%) Land $41,520 Building $329,550
2025	$1,753.00 (+7.74%) Homeowner's exemption Senior Citizen's exemption	$366,070 (+9.41%) Land $41,520 Building $324,550	$366,070 (+9.41%) Land $41,520 Building $324,550
2023		$334,590 Land $34,600 Building $299,990	$334,590 Land $34,600 Building $299,990
2022	$1,627.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 59% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARKER WSC serves 3,300 people · EPA ID TX1260021
Water Source	Purchased surface water from FILES VALLEY WSC
Last State Inspection	Nov 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: Windstream.

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