120 Prosperity Dr, Baxter, TN 38544 Property Records

Putnam County property record for 120 Prosperity Dr, Baxter, TN 38544

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,445 sqft · built 2007
Lot Size	0.72 acres (31,368 sqft)
Owner	2 Individual Names on File
Last Sale	$259,900 (Mar 2019)
Tax Bill	$1,831 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`071055A C 04800`

Property Details

APN / Parcel Number

Primary APN	`071055A C 04800`
Alternative APN	`055A C 04800`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,445 sqft Living Area
1st Floor Area	1,032 sqft
Upper Floors Area	1,413 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	31,368 sqft (0.72 acres)
Lot Dimensions	199 ft deep x 178 ft wide
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,641 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Deck Area	224 sqft
Patio Area	224 sqft
Shed	1 Shed
Shed Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	120 PROSPERITY DR
City	BAXTER
State	TN
Zip	38544-3621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 07, COUNTY AREA: A66
Legal Subdivision	PROSPERITY POINTE
Legal Lot Number	57
Jurisdiction	PUTNAM TN
Township / Civil Division	9
Census Block Group	2
Census Block	2046
Census Tract	1000

Owner

Source: Putnam County assessment roll, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	120 PROSPERITY DR, BAXTER, TN 38544-3621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP
Aug 11, 2020	Deed of Trust, Mortgage · Conventional with PMI STOCKTON MTG
Mar 5, 2019	Warranty Deed, Transfer · Conventional with PMI NTFN
Jun 19, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK
Jun 19, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK
May 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 5, 2019 · Amount on Record
Deed Sale	Mar 5, 2019 · Amount on Record
Prior Sale	Jun 19, 2018 · Amount on Record
Deed Document Number	2019223553
Deed Book / Page	1107 / 527
Prior Transfer Date	Feb 8, 2012
Prior Transfer Doc	0000678496
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	120 PROSPERITY DR, BAXTER, TN 38544-3621
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001375552
Date	Jan 31, 2022
Book Page	1375/552
Instrument	268960

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	120 PROSPERITY DR, BAXTER, TN 38544-3621
Document Number	RB1226268
Instrument Date	Aug 11, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 PROSPERITY DR BAXTER TN 385443621, BAXTER, TN 38544-3621

Mortgage

Document Number	RB1226268
Date	Aug 17, 2020
Book Page	001226/000268
Instrument	244494

Lender

Name	STOCKTON MTG
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Mar 5, 2019
Property Address	120 PROSPERITY DR, BAXTER, TN 38544-3621
Document Number	RB1107527
Book / Page	001107 / 000527
Instrument Date	Mar 4, 2019
Instrument	223553
Transaction Type	Transfer
Record Updated	Mar 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$961.63
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 PROSPERITY DR BAXTER TN 385443621, BAXTER, TN 38544-3621

Mortgage

Document Number	RB1107529
Date	Mar 5, 2019
Book Page	001107/000529
Instrument	223554

Lender

Name	NTFN
Address	LEWISVILLE, TX 75067

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Jun 19, 2018
Property Address	120 PROSPERITY DR, BAXTER, TN 38544-3621
Document Number	RB106470
Book / Page	001064 / 000070
Instrument Date	Jun 15, 2018
Instrument	214943
Transaction Type	Transfer
Record Updated	Jul 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$747.40
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	124 PROSPERITY DR BAXTER TN 38544, BAXTER, TN 38544

Mortgage

Document Number	RB106472
Date	Jun 19, 2018
Book Page	001064/000072
Instrument	214944

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 18, 2038

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Jun 19, 2018
Property Address	120 PROSPERITY DR, BAXTER, TN 38544-3621
Document Number	RB106470
Book / Page	001064 / 000070
Instrument Date	Jun 15, 2018
Instrument	214943
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$747.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 PROSPERITY DR BAXTER TN 385443621, BAXTER, TN 38544-3621

Mortgage

Document Number	RB106472
Date	Jun 19, 2018
Book Page	001064/000072
Instrument	214944

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 18, 2038

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	120 PROSPERITY DR, BAXTER, TN 38544-3621
Document Number	RB997490
Instrument Date	May 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	120 PROSPERITY DR BAXTER TN 385443621, BAXTER, TN 38544-3621

Mortgage

Document Number	RB997490
Date	Jun 5, 2017
Book Page	000997/000490
Instrument	201938

Lender

Name	AMERICAN BK&TR
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 4, 2022

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,831.00 (+7.64%)	$68,825 (-) Land $5,250 Building $63,575
2023		$68,825 Land $5,250 Building $63,575
2022	$1,701.00
2021			$275,300 Land $21,000 Building $254,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOUBLE SPRINGS U.D. serves 6,698 people · EPA ID TN0000192
Water Source	Purchased surface water from COOKEVILLE WATER DEPT
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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