120 Prospect St, Struthers, OH 44471 Property Records

Mahoning County property record for 120 Prospect St, Struthers, OH 44471

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 626 sqft · built 1920
Lot Size0.155 acres (6,795 sqft)
OwnerIndividual Name on Record
Tax Bill$800 (2024)
Deeds & MortgagesJan 2022 Mortgage
Feb 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN38-010-0-164.00-0

Property Details

APN / Parcel Number

Primary APN38-010-0-164.00-0

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area626 sqft Living Area
1st Floor Area626 sqft
Basement Area626 sqft

Exterior

Year BuiltBuilt 1920
Architectural StyleConventional
Exterior MaterialSiding
Construction TypeFrame
Lot Area6,795 sqft (0.155 acres)
Lot Dimensions136 ft deep x 50 ft wide
Garage Area840 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area91 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard

Location & Zoning

Street Address120 PROSPECT ST
CitySTRUTHERS
StateOH
Zip44471-2068
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1230 50 X 136 PROSPECT
Legal Subdivision51300
Legal Lot Number1230 50
JurisdictionMAHONING OH
Township / Civil DivisionSTRUTHERS
Census Block Group2
Census Block2023
Census Tract810800

Owner

Source: Mahoning County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address120 PROSPECT ST, STRUTHERS, OH 44471-2068
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2022Deed of Trust, Mortgage
FIRST NATIONAL BANK OF PENNSYLVANIA
Feb 1, 2019Deed of Trust, Mortgage · Line of Credit
SEVEN SEVENTEEN CU INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 1999
Deed SaleAug 25, 1999
Deed Document Number3685
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMAHONING OH
Property Address120 PROSPECT ST, STRUTHERS, OH 44471-2068
Transaction TypeMortgage
Record UpdatedFeb 4, 2022
Title CompanyCORPORATE SETTLEMENT SOLUTIONS, CORPORATE SETTLEMENT SOLUTIO

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 PROSPECT ST, STRUTHERS, OH 44471-2068

Mortgage

Document Number0006498/79
DateJan 24, 2022
Book Page6498/79
Instrument202200001884
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressYOUNGSTOWN, OH 44512
Agreement
AmountAmount Recorded
Term180 Months
DueJan 8, 2037

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMAHONING OH
Property Address120 PROSPECT ST, STRUTHERS, OH 44471-2068
Transaction TypeMortgage
Record UpdatedApr 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number6312/0807
DateFeb 1, 2019
Book Page6312/0807
Instrument201900002035
Lender
NameSEVEN SEVENTEEN CU INC
TypeCredit Union
AddressWARREN, OH 44483
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 31, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of August 1, 2024

Property Jurisdictions

TypeName
StateOhio
CountyMahoning County
MunicipalityStruthers City
Unified School DistrictStruthers City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$800.00 (+1.78%)$19,190 (-) Land $1,400 Building $17,790
2023$786.00 (+1.29%)$19,190 (+33.91%) Land $1,400 Building $17,790$54,830 (+33.93%) Land $4,010 Building $50,820
2022$776.00$14,330 Land $1,400 Building $12,930$40,940 Land $4,010 Building $36,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA OHIO - STRUTHERS
private · serves 58,551 people · EPA ID OH5001611
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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