Berks County property record for 120 Prospect St, Reading, PA 19606 · Last verified June 2026
| Property Type | Vacant Land > Residential |
|---|---|
| Lot Size | 23,087 sqft (0.53 acres) |
| Last Sale | $1,675,000 (2022) |
| Tax Bill | $400.00 (2026) |
| Primary APN | 5326-10-27-7217 |
|---|---|
| Alternative APNs |
|
| Lot Area | 23,087 sqft (0.53 acres) |
|---|
| Sewage | Municipal Sewage |
|---|---|
| Water Source | Commercial Water Source |
| Account Number | 81008400 |
|---|---|
| Street Address | 120 PROSPECT ST |
| City | READING |
| State | PA |
| Zip | 19606-2871 |
| Property Usage | Residential Property Usage |
| Type | Vacant Land > Residential |
| Legal Block | 27 |
| Jurisdiction | BERKS PA |
| Minor Civil Division | ST. LAWRENCE |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 12101 |
Source: Berks County records · APN 5326-10-27-7217
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 117 PROSPECT ST, READING, PA 19606-2867 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Aug 01, 2022 | Deed, Transfer · Stand Alone First Mortgage TOMPKINS TRUST CO |
| Apr 17, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BK |
| Oct 31, 2017 | Deed of Trust, Mortgage ROBERT GILL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 01, 2022 · Amount on Record |
| Deed Sale | Aug 01, 2022 · Amount on Record |
| Prior Sale | Mar 02, 2016 · Amount on Record |
| Deed Doc Number | 202230917 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Aug 01, 2022 |
| Property Address | 120 PROSPECT ST, READING, PA 19606-2871 |
| Document Number | 0000030917 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 2022030917 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | SENTRY ABSTRACT COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 117 PROSPECT ST, READING, PA 19606-2867 |
| Document Number | 0000030918 |
|---|---|
| Date | Aug 01, 2022 |
| Instrument | 2022030918 |
| Name | TOMPKINS TRUST CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 120 PROSPECT ST, READING, PA 19606-2871 |
| Document Number | 0000013264 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2020 |
| Title Company | STEWART ABSTRACT AND TITLE, STEWART ABSTRACT |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 120 PROSPECT ST READING PA 196062871, READING, PA 19606-2871 |
| Document Number | 0000013264 |
|---|---|
| Date | Apr 21, 2020 |
| Instrument | 13264 |
| Name | TRUIST BK |
|---|---|
| Address | 223 NASH ST W # 2ND, WILSON, NC 27893-3801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 120 PROSPECT ST, READING, PA 19606-2871 |
| Document Number | 0000040818 |
| Instrument Date | Oct 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2017 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 120 PROSPECT ST READING PA 196062871, READING, PA 19606-2871 |
| Document Number | 0000040818 |
|---|---|
| Date | Nov 01, 2017 |
| Instrument | 40818 |
| Name | ROBERT GILL |
|---|---|
| Address | 1501 ALSACE RD, READING, PA 19604-1859 |
| Amount | Amount Recorded |
|---|
Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | St. Lawrence Borough |
| Unified School District | Exeter Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $400.00 (+7.24%) | $22,600 (-) Land $22,600 | $22,600 (-) Land $22,600 |
| 2024 | $373.00 | $22,600 Land $22,600 | |
| 1994 | $22,600 Land $22,600 |
120 Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Berks County (42011C), updated February 26, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 43rd in Pennsylvania |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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