120 Poplar Spring Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 120 Poplar Spring Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,104 sqft · built 2014
Lot Size	3.86 acres (168,142 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Jul 2007)
Tax Bill	$1,565 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`451000016140000`

Property Details

APN / Parcel Number

Primary APN	`451000016140000`
Alternative APN	`39374`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	1,104 sqft Heated Area
Gross Area	3,620 sqft
1st Floor Area	1,104 sqft
Basement Area	1,104 sqft
Finished Basement	1,104 sqft
Unfinished Basement	1,104 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	168,142 sqft (3.86 acres)
Lot Dimensions	684 ft deep x 199 ft wide

Exterior Amenities

Porch	Slab
Porch Area	476 sqft
Deck Area	16 sqft
Patio Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	39374
Street Address	120 POPLAR SPRING LN
City	MURPHY
State	NC
Zip	28906-9678
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 ANGELICO GAP 1292/26
Legal Subdivision	ANGELICO GAP A MOUNTAIN HOME COMMUNITY
Legal Phase	1292
Legal Lot Number	7
Jurisdiction	CHEROKEE NC
Township / Civil Division	HOTHOUSE
Census Block Group	1
Census Block	1064
Census Tract	930605

Owner

Source: Cherokee County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 POPLAR SPRING LN, MURPHY, NC 28906-9678
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGEPROS LLC
May 19, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Oct 13, 2020	Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2007 · Amount on Record
Deed Sale	Jul 19, 2007 · Amount on Record
Deed Document Number	20075517
Deed Book / Page	1292 / 26
Last Transfer Date	Mar 18, 2014
Transfer Doc	01487/0299
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	120 POPLAR SPRING LN, MURPHY, NC 28906-9678
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 POPLAR SPRING LN, MURPHY, NC 28906-9678

Mortgage

Document Number	0001797/10
Date	Mar 10, 2026
Book Page	1797/10
Instrument	1144

Lender

Name	MORTGAGEPROS LLC
Type	Mortgage Company
Address	880 W LONG LAKE RD STE 300, TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	120 POPLAR SPRING LN, MURPHY, NC 28906-9678
Transaction Type	Mortgage
Record Updated	Jun 6, 2023
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 POPLAR SPRING LN, MURPHY, NC 28906-9678

Mortgage

Document Number	001735/406
Date	May 19, 2023
Book Page	1735/406
Instrument	2410

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	120 POPLAR SPRING LN, MURPHY, NC 28906-9678
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01659/1074
Date	Oct 13, 2020
Book Page	1659/1074
Instrument	5824

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company
Address	WESTMINSTER, MD 21157

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,565.00	$211,440 (+19.71%)	$211,440 (+19.71%) Land $17,000 Building $194,440
2023		$176,620	$176,620 Land $17,000 Building $159,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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