120 Plum St, Constantine, MI 49042 Property Records

St. Joseph County property record for 120 Plum St, Constantine, MI 49042 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,584 sqft
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$219,000 (Mar 2026)
Tax Bill	$1,489 (2025)
Deeds & Mortgages	Jun 2013 Mortgage Oct 2005 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`043-140-002-00`

Property Details

APN / Parcel Number

Primary APN	`043-140-002-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,584 sqft Building Perimeter
1st Floor Area	1,584 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	140 ft deep x 103 ft wide
Garage Area	768 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	120 PLUM ST
City	CONSTANTINE
State	MI
Zip	49042-1234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 & S 1/2 LOT 3 BLK 1 RUSSELLS ADD. VIL OF CONSTANTINE.
Legal Subdivision	VIL OF CONSTANTINE
Legal Block	1
Legal Lot Number	2,3
Jurisdiction	ST JOSEPH MI
Township / Civil Division	CONSTANTINE
Census Block Group	4
Census Block	4045
Census Tract	41101

Owner

Source: St. Joseph County records · APN 043-140-002-00

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	609 THOMAS ST, 12, THREE RIVERS, MI 49093-2712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2013	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Oct 14, 2005	Deed of Trust, Mortgage · Conventional Mortgage ABN AMRO MORTGAGE GROUP INC
Mar 25, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 03, 2019	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 25, 2026 · Amount on Record
Deed Sale	Mar 25, 2026 · Amount on Record
Prior Sale	Jan 03, 2019 · Amount on Record
Deed Document Number	20262192
Record Updated	Sep 20, 2026

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	120 PLUM ST, CONSTANTINE, MI 49042-1234
Transaction Type	Mortgage
Record Updated	Apr 08, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01708/0586
Date	Jun 21, 2013
Book Page	1708/0586

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	265 Months
Due	Jul 01, 2035

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	120 PLUM ST, CONSTANTINE, MI 49042-1234
Transaction Type	Mortgage
Record Updated	Apr 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01334/0338
Date	Oct 14, 2005
Book Page	1334/0338

Lender

Name	ABN AMRO MORTGAGE GROUP INC
Type	Mortgage Company
Address	2600 W BIG BEAVER RD, TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2035

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Mar 25, 2026
Property Address	120 PLUM ST, CONSTANTINE, MI 49042-1234
Document Number	2026002192
Instrument Date	Mar 17, 2026
Instrument	2026002192
Transaction Type	Transfer
Record Updated	Apr 08, 2026
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,642.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 PLUM ST, CONSTANTINE, MI 49042-1234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 THOMAS ST APT 12, 12, THREE RIVERS, MI 49093-2712

Mortgage

Document Number	2026002193
Date	Mar 25, 2026
Instrument	2026002193

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jan 03, 2019
Property Address	120 PLUM ST, CONSTANTINE, MI 49042-1234
Document Number	01944/0251
Book / Page	1944 / 0251
Map Reference	LB 3 PG 17
Instrument Date	Dec 21, 2018
Transaction Type	Transfer
Record Updated	May 03, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,247.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 PLUM ST, 120, CONSTANTINE, MI 49042-1234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15046 SANDRA DR, CONSTANTINE, MI 49042-9653

Mortgage

Document Number	0001944253
Date	Jan 03, 2019
Instrument	1944/253

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2049

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Constantine Township
Municipality	Constantine Village
Unified School District	Constantine Public School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,700 (+11.03%)	$209,400 (+11.03%)
2025	$1,489.00 Homeowner's exemption	$94,300 Land $6,100 Building $88,200	$188,600 Land $12,200 Building $176,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261490411014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 201 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Surf Air Wireless	Fiber	8,000 / 8,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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