120 Pinecone Dr, Springboro, OH 45066 Property Records

Warren County property record for 120 Pinecone Dr, Springboro, OH 45066

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,517 sqft · built 1972
Lot Size	0.209 acres (9,636 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Dec 2023)
Tax Bill	$2,815 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-14-178-021-0`

Property Details

APN / Parcel Number

Primary APN	`04-14-178-021-0`
Alternative APNs	`0414178021` `414178021` `0504629` `504629`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Building Area	1,517 sqft Living Area
Gross Area	1,954 sqft
1st Floor Area	42 sqft
Basement Area	525 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	9,636 sqft (0.209 acres)
Lot Dimensions	132 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	68 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	504629
Street Address	120 PINECONE DR
City	SPRINGBORO
State	OH
Zip	45066-9713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAMARACK HILLS LOT 333
Legal Range	5
Legal Township	2
Legal Section	14
Legal Subdivision	TAMARACK HILLS
Legal Block	29
Legal Lot Number	333
Jurisdiction	WARREN OH
Township / Civil Division	CLEAR CREEK
Census Block Group	1
Census Block	1018
Census Tract	30503

Owner

Source: Warren County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 PINECONE DR, SPRINGBORO, OH 45066-9713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
May 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 14, 2023	Warranty Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Sep 22, 2022	Warranty Deed, Transfer NORTHWEST TTL FAM OF COMPANI
May 10, 2019	Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2023 · Amount on Record
Deed Sale	Dec 14, 2023 · Amount on Record
Prior Sale	Sep 22, 2022 · Amount on Record
Deed Document Number	202326702
Prior Transfer Date	Jul 31, 2006
Prior Transfer Doc	0042800260
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	120 PINECONE DR, SPRINGBORO, OH 45066-9713
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057034
Date	Dec 22, 2021
Instrument	2021-057034

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	120 PINECONE DR, SPRINGBORO, OH 45066-9713
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 COUNTRY KNL, NICHOLASVILLE, KY 40356-9155

Mortgage

Document Number	0000010182
Date	May 5, 2025
Instrument	2025-010182

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Dec 14, 2023
Property Address	120 PINECONE DR, SPRINGBORO, OH 45066-9713
Document Number	0000026702
Map Reference	MB 6 PG 77
Instrument Date	Dec 13, 2023
Instrument	2023-026702
Transaction Type	Transfer
Record Updated	Jan 1, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 PINECONE DR, SPRINGBORO, OH 45066-9713

Mortgage

Document Number	0000026703
Date	Dec 14, 2023
Instrument	2023-026703

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Sep 22, 2022
Property Address	120 PINECONE DR, SPRINGBORO, OH 45066-9713
Document Number	0000029981
Map Reference	MB 6 PG 77
Instrument Date	Sep 21, 2022
Instrument	2022-029981
Transaction Type	Transfer
Record Updated	Oct 7, 2022
Title Company	NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 PINECONE DR, SPRINGBORO, OH 45066-9713

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	May 10, 2019
Property Address	120 PINECONE DR, SPRINGBORO, OH 45066-9713
Document Number	0000011850
Map Reference	MB 6 PG 77
Instrument Date	May 9, 2019
Instrument	2019-011850
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 PINECONE DR, SPRINGBORO, OH 45066-9713

Mortgage

Document Number	0000011851
Date	May 10, 2019
Instrument	2019-011851

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Clear Creek Township
Municipality	Springboro City
Unified School District	Springboro Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,815.00 (-0.25%)	$70,490 (+30.23%) Land $26,250 Building $44,240	$201,400 (+30.23%) Land $75,000 Building $126,400
2024	$2,822.00 (+19.48%)
2023	$2,362.00 (+4.01%)	$54,128 (-) Land $16,520 Building $37,608
2022	$2,271.00	$54,128 Land $16,520 Building $37,608	$154,650 (-) Land $47,200 Building $107,450
2021			$154,650 Land $47,200 Building $107,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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