120 Pine St, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 120 Pine St, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	668 sqft · built 1950
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$250,700 (Nov 2019)
Tax Bill	$4,728 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-00155-0000-00032`

Property Details

APN / Parcel Number

Primary APN	`06-00155-0000-00032`
Alternative APNs	`060015500032` `S001`

Interior

Stories	1 Story
Building Area	668 sqft Living Area
1st Floor Area	668 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Account Number	S001
Street Address	120 PINE ST
City	BRIDGEWATER
State	NJ
Zip	08807-2719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Block	155
Legal Lot Number	32
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	2
Census Block	2000
Census Tract	50701

Owner

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 PINE ST, BRIDGEWATER, NJ 08807-2719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Nov 20, 2019	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2019 · Amount on Record
Deed Sale	Nov 20, 2019 · Amount on Record
Prior Sale	Oct 21, 2011 · Amount on Record
Deed Document Number	201944912
Deed Book / Page	7168 / 2925
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Recording Date	Jul 17, 2026
Property Address	120 PINE ST, BRIDGEWATER, NJ 08807-2719
Document Number	0000020103
Book / Page	7692 / 1560
Instrument Date	Jul 7, 2026
Instrument	202620103
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 PINE ST, BRIDGEWATER, NJ 08807-2719

Mortgage

Document Number	0000020103,
Date	Jul 17, 2026
Book Page	7692/1560
Instrument	202620103

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 25, 2066

Interest

Rate	6.52%
Max Rate	-1%

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Nov 20, 2019
Property Address	120 PINE ST, BRIDGEWATER, NJ 08807-2719
Document Number	0000044912
Book / Page	007168 / 002925
Instrument Date	Oct 31, 2019
Instrument	44912
Transaction Type	Transfer
Record Updated	Dec 11, 2019
Title Company	FORTUNE TITLE AGENCY INC, FORTUNE TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 PINE ST BRIDGEWATER NJ 088072719, BRIDGEWATER, NJ 08807-2719

Mortgage

Document Number	44913
Date	Nov 20, 2019
Book Page	007168/002931
Instrument	44913

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2049

Tax Assessment & Valuation

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,500 (+13.54%) Land $185,300 Building $87,200	$272,500 (+13.54%) Land $185,300 Building $87,200
2025	$4,728.00 (+0.4%)	$240,000 (+6.24%) Land $160,300 Building $79,700	$240,000 (+6.24%) Land $160,300 Building $79,700
2024	$4,709.00 (+5.23%)
2023		$225,900 Land $160,300 Building $65,600	$225,900 Land $160,300 Building $65,600
2022	$4,475.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	50 (1978–2021)
Claims Outside the SFHA	9 of 50
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 9 claims Hurricane Irene, Aug 2011 · 12 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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