120 Pine Crest Rd, Morehead, KY 40351 Property Records

Rowan County property record for 120 Pine Crest Rd, Morehead, KY 40351

Property Summary

Property Type	Commercial
Owner	Individual Name on File
Tax Bill	$5,022 (2025)
Deeds & Mortgages	Apr 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`045-30 00 003.00`

Property Details

APN / Parcel Number

Primary APN	`045-30 00 003.00`
Alternative APNs	`8249` `6429` `6799`

Exterior

Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)

Location & Zoning

Account Number	6799
Street Address	120 PINE CREST RD
City	MOREHEAD
State	KY
Zip	40351-8835
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	BLDG & LOT BRANCH BANK FLEM RD
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1004
Census Tract	950201

Owner

Source: Rowan County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	554 WHIPPORWILL DR, MOREHEAD, KY 40351-8869
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Apr 25, 2023
Transfer Doc	00D287/561
Record Updated	Jun 8, 2026

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN KY
Recording Date	Apr 25, 2023
Property Address	120 PINE CREST RD, MOREHEAD, KY 40351-8835
Document Number	00D287/561
Book / Page	D287 / 561
Instrument Date	Apr 20, 2023
Instrument	2022467
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	800 NICOLLET MALL, MINNEAPOLIS, MN 55402-7000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 WHIPPORWILL DR, MOREHEAD, KY 40351-8869

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Municipality	Morehead City
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,022.00 (+7.93%)	$600,000 (+9.85%) Land $384,615 Building $215,385	$600,000 (+9.85%) Land $384,615 Building $215,385
2023	$4,653.00	$546,223 Land $297,727 Building $248,496	$546,223 Land $297,727 Building $248,496

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20