Queen Anne's County property record for 120 Pine Chip Rd, Chestertown, MD 21620
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,442 sqft · built 1970 |
| Lot Size | 0.455 acres (19,819 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Oct 2003) |
| Tax Bill | $1,982 (2025) |
| Deeds & Mortgages | May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-000342 |
| Primary APN | 02-000342 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,442 sqft Total Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 19,819 sqft (0.455 acres) |
| Lot Dimensions | 180 ft deep x 110 ft wide |
| Porch | Slab |
| Porch Area | 252 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 000342 |
|---|---|
| Street Address | 120 PINE CHIP RD |
| City | CHESTERTOWN |
| State | MD |
| Zip | 21620-2848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC-20 |
| Legal Description | LOT 6 THOS COLEMAN LANDS |
| Legal Subdivision | THOMAS COLEMAN LANDS |
| Legal Lot Number | 6 |
| Jurisdiction | QUEEN ANNE'S MD |
| Township / Civil Division | 2, CHURCH HILL |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 810300 |
120 Pine Chip Rd is owned by two individuals who bought it in October 2003.
Source: Queen Anne's County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8826 ORCHARD DR, CHESTERTOWN, MD 21620-3404 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2003 · Amount on File |
| Deed Sale | Oct 27, 2003 · Amount on File |
| Deed Document Number | 20031851 |
| Deed Book / Page | 1169 / 642 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Property Address | 120 PINE CHIP RD, CHESTERTOWN, MD 21620-2848 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0030870294 |
|---|---|
| Date | May 21, 2019 |
| Book Page | 3087/294 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 120 Pine Chip Rd was $1,982.
Source: Queen Anne's County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Queen Anne's County |
| Unified School District | Queen Annes County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,700 | $247,900 Land $115,000 Building $132,900 | |
| 2025 | $1,982.00 | ||
| 2023 | $1,738.00 | $184,567 | $204,100 Land $75,000 Building $129,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Pine Chip Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 30 (1979–2024) |
| Claims Outside the SFHA | 10 of 30 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Pine Chip Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: BridgeMAXX Suncoast Broadband.
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