120 Phillips St, Franklin, NC 28734 Property Records

Macon County property record for 120 Phillips St, Franklin, NC 28734

Property Summary

Property Type	Office Building
Details	1 ba · 3,350 sqft · built 1987
Lot Size	0.48 acres (20,909 sqft)
Owner	Company Name on Record
Last Sale	$415,000 (Oct 2025)
Tax Bill	$1,251 (2023)
Deeds & Mortgages	Jul 2021 Line of Credit Apr 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6594196411`

Property Details

APN / Parcel Number

Primary APN	`6594196411`
Alternative APNs	`6594196420` `0107126` `149433` `159102` `159245`

Interior

Building Area	3,350 sqft Heated Area

Exterior

Exterior Material	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Terrain	Rolling
Driveway	Asphalt Driveway
Driveway Area	10,500 sqft
Patio Area	85 sqft

Location & Zoning

Account Number	159245
Street Address	120 PHILLIPS ST
City	FRANKLIN
State	NC
Zip	28734-3087
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	FC1
Legal Description	PHILLIPS STREET
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2028
Census Tract	970304

Owner

Source: Macon County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	53 E MAIN ST, A, FRANKLIN, NC 28734-3019
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Line of Credit ANTARES CAPITAL LP
Apr 22, 2021	Special Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Dec 23, 2020	Deed, Transfer
Feb 11, 2021	Correction Deed

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2025 · Amount on Record
Deed Sale	Oct 2, 2025 · Amount on Record
Prior Sale	Dec 11, 2024 · Amount on Record
Deed Document Number	20255972
Deed Book / Page	Z- / 43.286
Prior Transfer Date	Dec 9, 2020
Prior Transfer Doc	000Q40/114
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	120 PHILLIPS ST, FRANKLIN, NC 28734-3087
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 E PALMER ST, FRANKLIN, NC 28734-3049

Mortgage

Document Number	000C41/478
Date	Jul 20, 2021
Book Page	C-41/478
Instrument	2021006935

Lender

Name	ANTARES CAPITAL LP
Type	Non-Lending Institution
Address	CHICAGO, IL 60661

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	356 Months
Due	Mar 16, 2051

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MACON NC
Recording Date	Apr 22, 2021
Property Address	120 PHILLIPS ST, FRANKLIN, NC 28734-3087
Document Number	00V40/1619
Book / Page	V-40 / 1619
Map Reference	MB K-19 PG 2088-2090
Instrument Date	Apr 21, 2021
Instrument	2021003899
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$39,279.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 337, FRANKLIN, NC 28734

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 E PALMER ST, FRANKLIN, NC 28734-3049

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MACON NC
Recording Date	Dec 23, 2020
Property Address	120 PHILLIPS ST, FRANKLIN, NC 28734-3087
Document Number	00M40/2151
Book / Page	M-40 / 2151
Instrument Date	Dec 9, 2020
Instrument	2020010455
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 337, TALLULAH FALLS, GA 30573-0337
Investor	Possibly a Property Investor

February 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	MACON NC
Recording Date	Feb 11, 2021
Property Address	120 PHILLIPS ST, FRANKLIN, NC 28734-3087
Document Number	000Q40/114
Book / Page	Q-40 / 114
Instrument Date	Dec 9, 2020
Instrument	2021001312
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 337, TALLULAH FALLS, GA 30573-0337

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Franklin Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,490 (+2.82%) Land $134,250 Building $223,240	$357,490 (+2.82%) Land $134,250 Building $223,240
2025		$347,690 (+0.52%) Land $133,250 Building $214,440	$347,690 (+0.52%) Land $133,250 Building $214,440
2023	$1,251.00	$345,890 Land $131,450 Building $214,440	$345,890 Land $131,450 Building $214,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRANKLIN serves 9,992 people · EPA ID NC0157010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Dec 2024 Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

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