Oswego County and Granby Town property record for 120 Phillips Rd, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,672 sqft · built 1991 |
| Lot Size | 1.95 acres (84,942 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,459 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 352800 200.00-04-41 |
| Primary APN | 352800 200.00-04-41 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,672 sqft Living Area |
| 1st Floor Area | 1,672 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 84,942 sqft (1.95 acres) |
| Garage Type | Detached |
| Garage Area | 1,344 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 572 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 120 PHILLIPS RD |
|---|---|
| City | OSWEGO |
| State | NY |
| Zip | 13126-6585 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 43 413-041-000 |
| Legal Block | 4 |
| Legal Lot Number | 41.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | GRANBY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21201 |
120 Phillips Rd is owned and occupied by two individuals.
Source: Oswego County and Granby Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 PHILLIPS RD, OSWEGO, NY 13126-6585 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 120 Phillips Rd was $3,459 with a homeowner's exemption, up 0.9% from the year before.
Source: Oswego County and Granby Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Granby Town |
| Unified School District | Hannibal Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,459.00 (+0.93%) Homeowner's exemption | ||
| 2025 | $3,427.00 | $86,000 Land $16,000 Building $70,000 | $143,333 Land $26,667 Building $116,666 |
| 2023 | $86,000 Land $16,000 Building $70,000 | $121,127 Land $22,535 Building $98,592 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Phillips Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 120 Phillips Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Windstream.
5G and 4G LTE (outdoors only)
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