120 Penny Ln, Georgetown, TX 78633 Property Records

Williamson County property record for 120 Penny Ln, Georgetown, TX 78633

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,821 sqft · built 1996
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$580,545 (May 2023)
Tax Bill	$4,771 (2025)
Deeds & Mortgages	May 2023 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-20-4475-0000-0001`

Property Details

APN / Parcel Number

Primary APN	`R-20-4475-0000-0001`
Alternative APNs	`R082545` `136691`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,821 sqft Living Area
1st Floor Area	1,821 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Roof Type	Hip
Lot Area	43,996 sqft
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	27 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	R20447500000001
Street Address	120 PENNY LN
City	GEORGETOWN
State	TX
Zip	78633-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S3654 - GABRIEL ESTATES, BLOCK A, LOT 2, ACRES 1.01
Legal Subdivision	GABRIEL ESTATES
Legal Block	A
Legal Lot Number	2
Jurisdiction	WILLIAMSON TX
Township / Civil Division	ROUND ROCK-GEORGETOWN
Census Block Group	1
Census Block	1040
Census Tract	20115

Owner

120 Penny Ln is owned and occupied by two individuals who bought it in May 2023.

Source: Williamson County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 PENNY LN, GEORGETOWN, TX 78633-2016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Vendor's Lien, Transfer · Conventional Mortgage UNIVERSITY FCU
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF BURNET

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2023 · Amount on File
Deed Sale	May 1, 2023 · Amount on File
Deed Document Number	202334614
Prior Transfer Date	Dec 8, 2017
Prior Transfer Doc	0000117284
Record Updated	Oct 29, 2026

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WILLIAMSON TX
Recording Date	May 1, 2023
Property Address	120 PENNY LN, GEORGETOWN, TX 78633-2016
Document Number	0000034614
Map Reference	VOL 1377 PG 673
Instrument Date	Apr 28, 2023
Instrument	2023034614
Transaction Type	Transfer
Record Updated	May 10, 2023
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 PENNY LN, GEORGETOWN, TX 78633-2016

Mortgage

Document Number	0000034615
Date	May 1, 2023
Instrument	2023034615

Lender

Name	UNIVERSITY FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Property Address	120 PENNY LN, GEORGETOWN, TX 78633-2016
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059952
Date	Apr 23, 2021
Instrument	2021059952

Lender

Name	FIRST STATE BANK OF BURNET
Type	Bank
Address	BURNET, TX 78611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 120 Penny Ln was $4,771.

Source: Williamson County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Georgetown City
County	Williamson County
Unified School District	Georgetown Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,771.00 Homeowner's exemption Senior Citizen's exemption	$372,483 Land $115,000 Building $257,483	$372,483 Land $115,000 Building $257,483
2023	$7,459.00 (+46.6%)	$414,828 Land $88,000 Building $326,828	$414,828 Land $88,000 Building $326,828
2022	$5,088.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Penny Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Penny Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 191,639 people · EPA ID TX2460001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Western Broadband Fixed Wireless	200 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, SOS Communications.

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