120 Pendleton St, Cortland, NY 13045 Property Records

Cortland County and Cortland City property record for 120 Pendleton St, Cortland, NY 13045 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1910
Square Footage1,188 sqft Living Area
Lot Size19,388 sqft (0.445 acres)
OccupancyOwner Occupied
Last Sale$87,500 (2019)
Tax Bill$3,093.00 (2025)

Owner

Source: Cortland County and Cortland City records · APN 110200 86.76-01-11.000

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address120 PENDLETON ST, CORTLAND, NY 13045-3025
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2021Deed of Trust, Mortgage · Stand Alone Refinance
QUICKEN LOANS INC
Jan 15, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MOVEMENT MTG
Jan 18, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 18, 2019 · Amount on Record
Deed SaleJan 18, 2019 · Amount on Record
Prior SaleApr 23, 2015 · Amount on Record
Deed Doc Number2019243
Record RefreshedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCORTLAND NY
Property Address120 PENDLETON ST, CORTLAND, NY 13045-3025
Transaction TypeMortgage
Record UpdatedAug 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3827
DateJul 20, 2021
Instrument2021-03827
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term181 Months
DueAug 01, 2036

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCORTLAND NY
Property Address120 PENDLETON ST, CORTLAND, NY 13045-3025
Document Number0000000146
Instrument DateJan 15, 2019
Transaction TypeMortgage
Record UpdatedJan 27, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address120 PENDLETON ST CORTLAND NY 130453025, CORTLAND, NY 13045-3025

Mortgage

Document Number0000000146
DateJan 10, 2020
Instrument146
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressVESTAL, NY 13850
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 09, 2050

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCORTLAND NY
Recording DateJan 18, 2019
Property Address120 PENDLETON ST, CORTLAND, NY 13045-3025
Document Number0000000243
Instrument DateDec 29, 2018
Instrument2019-00243
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address372 BROOKTONDALE RD, BROOKTONDALE, NY 14817-9798

Mortgage

Document Number0000000244
DateJan 18, 2019
Instrument2019-00244
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cortland County and Cortland City records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
MunicipalityCortland City
Unified School DistrictCortland City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,093.00 (+15.45%)$115,000 (+53.33%) Land $23,500 Building $91,500$118,557 (+15.4%) Land $24,227 Building $94,330
2023$2,679.00$75,000 Land $10,000 Building $65,000$102,740 Land $13,699 Building $89,041

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cortland County (36023C), updated August 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN110200 86.76-01-11.000
Alternative APN
  • 020008607600010110000000

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,188 sqft Living Area
1st Floor798 sqft 1st Floor
Upper Floors390 sqft Upper Floors
Stories1 Stories

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional Style
Exterior MaterialWood Exterior
Lot Area19,388 sqft (0.445 acres)
Depth X Width193 ft x 100 ft Depth x Width
Parking Spaces4 Parking Spaces
Garage TypeDetached Garage
Garage Area1,036 sqft Garage
Porch1 Porch
Porch Area60 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address120 PENDLETON ST
CityCORTLAND
StateNY
Zip13045-3025
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number11.000
JurisdictionCORTLAND NY
Minor Civil DivisionCORTLAND
Census Blockgroup3
Census Block3007
Census Tract970600

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