120 Peaceable St, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 120 Peaceable St, Ridgefield, CT 06877

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,160 sqft · built 1979
Lot Size	1.59 acres (69,260 sqft)
Owner	2 Individual Names on File
Last Sale	$1,075,000 (Jan 2022)
Tax Bill	$18,868 (2025)
Deeds & Mortgages	Nov 2023 Refinance Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D160054`

Property Details

APN / Parcel Number

Primary APN	`D160054`
Alternative APN	`RIDG M:D16 B:0054`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,160 sqft Living Area
Basement Area	1,865 sqft
Unfinished Basement	1,865 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	69,260 sqft (1.59 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	D160054
Street Address	120 PEACEABLE ST
City	RIDGEFIELD
State	CT
Zip	06877-4836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAA
Legal Block	54
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	1
Census Block	1009
Census Tract	245500

Owner

120 Peaceable St is owned and occupied by two individuals who bought it in January 2022.

Source: Ridgefield Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 PEACEABLE ST, RIDGEFIELD, CT 06877-4836
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance UNION SAVINGS BANK
Jan 24, 2022	Warranty Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC
Apr 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2022 · Amount on File
Deed Sale	Jan 24, 2022 · Amount on File
Prior Sale	Jun 16, 1999 · Amount on File
Deed Book / Page	1137 / 1006
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	120 PEACEABLE ST, RIDGEFIELD, CT 06877-4836
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001162-776
Date	Nov 28, 2023
Book Page	1162/776

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2043

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Jan 24, 2022
Property Address	120 PEACEABLE ST, RIDGEFIELD, CT 06877-4836
Document Number	01137-1006
Book / Page	1137 / 1006
Instrument Date	Jan 19, 2022
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	58 CHRISTINE CT, STORMVILLE, NY 12582-5318

Mortgage

Document Number	0011371009
Date	Jan 24, 2022
Instrument	1137/1009

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	120 PEACEABLE ST, RIDGEFIELD, CT 06877-4836
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1088-867
Date	Apr 9, 2020
Book Page	1088/867

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 120 Peaceable St was $18,868.

Source: Ridgefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,868.00	$688,870 Land $399,000 Building $289,870	$482,209 Land $279,300 Building $202,909
2024	$18,868.00 (+6.12%)
2023	$17,780.00 (+14.81%)	$688,870 (+26.47%) Land $399,000 Building $289,870
2022	$15,486.00	$544,690 Land $254,360 Building $290,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Peaceable St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Peaceable St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-RIDGEFIELD private · serves 7,476 people · EPA ID CT1180011
Water Source	Purchased surface water from AQUARION-EASTERN FAIRFIELD COUNTY
Last State Inspection	Jul 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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