Herkimer County and Webb Town property record for 120 Payne Ln, Eagle Bay, NY 13331
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,622 sqft · built 1980 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Dec 2024) |
| Tax Bill | $3,775 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Dec 2021 Refinance |
| APN | 215400 039.33-1-13.2 |
| Primary APN | 215400 039.33-1-13.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,622 sqft Living Area |
| 1st Floor Area | 1,142 sqft |
| Upper Floors Area | 480 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 230 ft deep x 130 ft wide |
| Porch | Slab |
| Porch Area | 422 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 200212075 |
|---|---|
| Street Address | 120 PAYNE LN |
| City | EAGLE BAY |
| State | NY |
| Zip | 13331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | 35 E BAY 413.5 RES TWP 8 JBTR BIG MOOSE RD |
| Legal Block | 1 |
| Legal Lot Number | 13.200 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | WEBB |
| Census Block Group | 1 |
| Census Block | 1117 |
| Census Tract | 11502 |
Source: Herkimer County and Webb Town records, as of May 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1421 MARKET ST, BERWICK, PA 18603-2140 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Aug 29, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage ADIRONDACK BANK |
| Dec 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ADIRONDACK BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2024 · Amount on Record |
| Deed Sale | Dec 18, 2024 · Amount on Record |
| Prior Sale | Aug 29, 2022 · Amount on Record |
| Deed Document Number | 2024RP2024-5539 |
| Prior Transfer Date | Oct 19, 2006 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Aug 29, 2022 |
| Property Address | 120 PAYNE LN, EAGLE BAY, NY 13331 |
| Document Number | RP20224845 |
| Instrument Date | Aug 24, 2022 |
| Instrument | RP2022-4845 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1421 MARKET ST, BERWICK, PA 18603-2140 |
| Document Number | RP20224846 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | RP2022-4846 |
| Name | ADIRONDACK BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 120 PAYNE LN, EAGLE BAY, NY 13331 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020217266 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 2021-7266 |
| Name | ADIRONDACK BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Jan 1, 2041 |
Source: Herkimer County and Webb Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | Webb Town |
| Unified School District | Town of Webb Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,775.00 (+12.65%) | $293,120 (-) Land $34,120 Building $259,000 | $514,246 (+25.79%) Land $59,860 Building $454,386 |
| 2023 | $293,120 Land $34,120 Building $259,000 | $408,815 Land $47,587 Building $361,228 | |
| 2020 | $3,351.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Apr 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCKY POINT HOMEOWNERS ASSN private · serves 80 people · EPA ID NY2022252 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| IHM Eagle Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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