120 Panto Rd, Warwick, RI 02886 Property Records

Warwick City property record for 120 Panto Rd, Warwick, RI 02886

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 936 sqft · built 1953
Lot Size0.213 acres (9,300 sqft)
Owner2 Individual Names on Record
Last Sale$170,000 (Jan 2017)
Tax Bill$4,120 (2025)
Deeds & MortgagesAug 2022 Refinance
Jan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25101030000

Property Details

APN / Parcel Number

Primary APN25101030000
Alternative APNs
  • WARW M:251 B:0103 L:0000
  • 118405030

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area936 sqft Living Area
Gross Area2,546 sqft
1st Floor Area936 sqft
Basement Area936 sqft
Unfinished Basement468 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,300 sqft (0.213 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number118405030
Street Address120 PANTO RD
CityWARWICK
StateRI
Zip02886-0634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA7
Legal Block103
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group1
Census Block1005
Census Tract22300

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address120 PANTO RD, WARWICK, RI 02886-0634
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
HOME LOAN AND INVESTMENT BANK FSB
Jan 13, 2017Warranty Deed, Transfer
HOME LN & INVEST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 13, 2017 · Amount on Record
Deed SaleJan 13, 2017 · Amount on Record
Prior SaleFeb 21, 2003 · Amount on Record
Deed Book / Page8742 / 132
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address120 PANTO RD, WARWICK, RI 02886-0634
Transaction TypeMortgage
Record UpdatedSep 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010198-103
DateAug 25, 2022
Book Page10198/103
Instrument12222
Lender
NameHOME LOAN AND INVESTMENT BANK FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateJan 13, 2017
Property Address120 PANTO RD, WARWICK, RI 02886-0634
Document Number8742-132
Book / Page8742 / 132
Instrument556
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$26.58
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number87420134
DateJan 13, 2017
Instrument08742/0134
Lender
NameHOME LN & INVEST BK
Agreement
AmountAmount Recorded
Term360 Months
DueJan 13, 2047

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,120.00 (+14.89%)$324,400 (+28.37%) Land $106,200 Building $218,200
2024$305,615
2023$3,586.00 (+8.47%)$252,700 (+43.17%) Land $84,900 Building $167,800
2022$3,306.00$176,500 Land $51,000 Building $125,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims6 (1979–2024)
Claims Outside the SFHA5 of 6
Most Recent ClaimJan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 80% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENT COUNTY WATER AUTHORITY
serves 94,107 people · EPA ID RI1559511
Water SourcePurchased surface water from several systems
Last State InspectionMay 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880

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