120 Old Hwy 58, Cedar Point (Swansboro), NC 28584 Property Records

Carteret County property record for 120 Old Hwy 58, Cedar Point, NC 28584

Property Summary

Property TypeVacant Land
Lot Size1.88 acres (81,893 sqft)
Owner2 Company Names on File
Last Sale$1,050,000 (Mar 2025)
Tax Bill$2,270 (2025)
Deeds & MortgagesMay 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN5374.12.97.6309000

Property Details

APN / Parcel Number

Primary APN5374.12.97.6309000
Alternative APN
  • 78217

Exterior

Lot Area81,893 sqft (1.88 acres)

Location & Zoning

Account Number78217
Street Address120 OLD HIGHWAY 58
CityCEDAR POINT
StateNC
Zip28584-0226
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionL4 CEDAR POINT CROSSING
Legal SubdivisionCEDAR POINT CROSSING
Legal Lot Number4
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group3
Census Block3067
Census Tract970806

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address110 MAN O WAR DR, WASHINGTON, NC 27889-9751
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 14, 2025 · Amount on File
Deed SaleMar 14, 2025 · Amount on File
Deed Document Number20251850317
Deed Book / Page1850 / 317
Record UpdatedOct 29, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property AddressSWANSBORO, NC 28584
Transaction TypeMortgage
Record UpdatedMay 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0018260049
DateMay 1, 2024
Book Page1826/49
Instrument1826049
Lender
NamePROTECTIVE LIFE INSURANCE CO
TypeInsurance Company
AddressBIRMINGHAM, AL 35223
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term300 Months
DueMay 1, 2049

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityCedar Point Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$512,050 (-0.19%) Land $512,050$512,050 (-0.19%) Land $512,050
2025$2,270.00$513,000 Land $513,000$513,000 Land $513,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 213 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies339 units insured
incl. 126 condo units
Nearby Flood Claims49 (1996–2022)
Claims Outside the SFHA3 of 49
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Florence, Sep 2018 · 37 claims
  • Hurricane Ophelia, Sep 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST CARTERET WATER CORP
private · serves 19,512 people · EPA ID NC0416040
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: T-Mobile.

Nearby Properties on Old Hwy 58

Nearby Streets

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