120 Ocean View Ave, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 120 Ocean View Ave, Cotuit, MA 02635

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,914 sqft · built 1842
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jul 1998)
Tax Bill	$15,779 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`COTU M:034 L:049`

Property Details

APN / Parcel Number

Primary APN	`COTU M:034 L:049`
Alternative APN	`20060`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,914 sqft Living Area
Gross Area	2,240 sqft

Exterior

Year Built	Built 1842
Effective Year Built	Effective 1842
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	20060
Street Address	120 OCEAN VIEW AVE
City	COTUIT
State	MA
Zip	02635-3322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Lot Number	49
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	1
Census Block	1018
Census Tract	13200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cotuit Historic District listed 1987 · 106 contributing resources · NRIS 87000317

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3788 BRENNER DR, SANTA BARBARA, CA 93105-2408
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage BETTER MORTGAGE CORP
Jun 22, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC
Apr 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NEAT LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 2, 1998 · Amount on Record
Deed Sale	Jul 2, 1998 · Amount on Record
Last Transfer Date	Apr 11, 2022
Transfer Doc	0000019528
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COTUIT MA
Property Address	120 OCEAN VIEW AVE, COTUIT, MA 02635-3322
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037233-32
Date	Oct 9, 2025
Book Page	37233/32
Instrument	41452

Lender

Name	BETTER MORTGAGE CORP

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COTUIT MA
Property Address	120 OCEAN VIEW AVE, COTUIT, MA 02635-3322
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035854-162
Date	Jun 22, 2023
Book Page	35854/162
Instrument	24835

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COTUIT MA
Property Address	120 OCEAN VIEW AVE, COTUIT, MA 02635-3322
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035048-269
Date	Apr 14, 2022
Book Page	35048/269
Instrument	19529

Lender

Name	NEAT LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,779.00 (+5.96%)	$1,889,700 (-0.01%) Land $1,467,300 Building $422,400	$1,965,455
2024	$14,892.00	$1,889,800 Land $1,467,300 Building $422,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	9 (1990–2023)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Hurricane Bob, Aug 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTUIT FIRE DISTRICT WATER DEPARTMENT serves 4,938 people · EPA ID MA4020003
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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