McHenry County property record for 120 Oak Rd, Algonquin, IL 60102 · Last verified May 2024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,595 sqft · built 1988 |
| Lot Size | 1.7 acres (74,248 sqft) |
| Owner | 2 Owner Names on File |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-26-127-006 |
| Primary APN | 19-26-127-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,595 sqft |
| Gross Area | 3,919 sqft |
| 1st Floor Area | 1,324 sqft |
| 2nd Floor Area | 1,271 sqft |
| Year Built | Built 1988 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Frame Siding |
| Lot Area | 74,248 sqft |
| Heating System | Forced Air |
|---|
| Street Address | 120 OAK RD |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-1837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2014R0012906 W PT LT 10 /EX DOC 88R040100/ BONNIERAY SUB |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 26 |
| Legal Subdivision | BONNIERAY |
| Legal Block | 127 |
| Legal Lot Number | 10 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 871600 |
Source: McHenry County records · APN 19-26-127-006
Assessment roll updated January 1, 2022 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 120 OAK RD, ALGONQUIN, IL 60102-1837 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Aug 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage KEY MORTGAGE SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 14, 2014 |
| Deed Sale | Feb 14, 2014 |
| Prior Sale | Feb 14, 2014 |
| Deed Document Number | 0000005123 |
| Last Transfer Date | Apr 24, 2014 |
| Transfer Doc | 0000012906 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 120 OAK RD, ALGONQUIN, IL 60102-1837 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000044850 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 2021R0044850 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 120 OAK RD, ALGONQUIN, IL 60102-1837 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CITYWIDE TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0000025470 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 2018R0025470 |
| Name | KEY MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | SCHAUMBURG, IL 60173 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $142,647 Land $36,301 Building $106,346 | $427,941 Land $108,903 Building $319,038 |
Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118716004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 17 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 4 (1979–1987) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 1987, alluvial fan flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 196 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
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