120 Oak Ln, Foreston, MN 56330 Property Records

Mille Lacs County property record for 120 Oak Ln, Foreston, MN 56330

Property Summary

Property Type	Single Family Home
Details	1,291 sqft · built 2022
Lot Size	2.52 acres (110,018 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Sep 2022)
Tax Bill	$4,388 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-280-0130`

Property Details

APN / Parcel Number

Primary APN	`19-280-0130`

Interior

Building Area	1,291 sqft Total Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	110,018 sqft (2.52 acres)
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	120 OAK LN
City	FORESTON
State	MN
Zip	56330-4508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	27
Legal Township	37
Legal Section	04
Legal Subdivision	FORESTON OAKS
Legal Block	1
Legal Lot Number	13
Jurisdiction	MILLE LACS MN
Township / Civil Division	FORESTON
Census Block Group	3
Census Block	3019
Census Tract	170400

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 OAK LN, FORESTON, MN 56330-4508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL G USA LLC
Sep 9, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL G USA LLC
Aug 30, 2021	Warranty Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2022 · Amount on Record
Deed Sale	Sep 9, 2022 · Amount on Record
Prior Sale	Aug 30, 2021 · Amount on Record
Deed Document Number	2022432988
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	120 OAK LN, FORESTON, MN 56330-4508
Transaction Type	Mortgage
Record Updated	Aug 28, 2023
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A432990
Date	Sep 9, 2022
Instrument	A432990

Lender

Name	HOMEOWNERS FINANCIAL G USA LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2032

Interest

Rate Type	Fixed Rate

September 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Sep 9, 2022
Property Address	120 OAK LN, FORESTON, MN 56330-4508
Document Number	000A432988
Instrument Date	Aug 31, 2022
Instrument	A432988
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 28, 2023
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,171.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	120 OAK LN, FORESTON, MN 56330-4508

Mortgage

Document Number	000A432989
Date	Sep 9, 2022
Instrument	A432989

Lender

Name	HOMEOWNERS FINANCIAL G USA LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Aug 30, 2021
Property Address	120 OAK LN, FORESTON, MN 56330-4508
Document Number	000A426488
Instrument Date	Aug 20, 2021
Instrument	A426488
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Tax	$965.25
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15697 180TH ST, MILACA, MN 56353-3202
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Foreston City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,388.00 (+2,608.64%)	$341,600 (-6.77%) Land $59,800 Building $281,800	$341,600 (-6.77%) Land $59,800 Building $281,800
2025		$366,400 (+13.05%) Land $55,300 Building $311,100	$366,400 (+13.05%) Land $55,300 Building $311,100
2023	$162.00	$324,100 Land $44,000 Building $280,100	$324,100 Land $44,000 Building $280,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 74% of Minnesota
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Foreston serves 340 people · EPA ID MN1480014
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250
GigFire Fixed Wireless	150 / 130

May also be available: Midco.

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