120 Norman Ct, Tracy, CA 95376 Property Records

San Joaquin County property record for 120 Norman Ct, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,693 sqft · built 1980
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on File
Tax Bill$2,716 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN246-240-290-000

Property Details

APN / Parcel Number

Primary APN246-240-290-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,693 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Architectural StyleOther
Construction TypeWood
Lot Area7,500 sqft (0.172 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address120 NORMAN CT
CityTRACY
StateCA
Zip95376-4823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code98
Legal DescriptionREDRAW 881027 FR ORIG APN 237440292
Legal SubdivisionALMONDWOOD PHASE I
Legal Tract1296
Legal Lot Number69
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1007
Census Tract5220

Owner

Source: San Joaquin County records · APN 246-240-290-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address120 NORMAN CT, TRACY, CA 95376-4823
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2025Deed of Trust, Mortgage · Line of Credit
VALLEY FIRST CU
Mar 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 03, 2004
Deed SaleJun 03, 2004
Prior SaleAug 27, 2002
Deed Document Number2004-121367
Record UpdatedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address120 NORMAN CT, TRACY, CA 95376-4823
Transaction TypeMortgage
Record UpdatedOct 08, 2025
Title CompanyCHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 NORMAN CT, TRACY, CA 95376-4823

Mortgage

Document Number0000079792
DateSep 18, 2025
Instrument2025-079792
Lender
NameVALLEY FIRST CU
TypeCredit Union
AddressMODESTO, CA 95353
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 25, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address120 NORMAN CT, TRACY, CA 95376-4823
Transaction TypeMortgage
Record UpdatedApr 01, 2021
Title CompanyNORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 NORMAN CT, TRACY, CA 95376-4823

Mortgage

Document Number0000051024
DateMar 22, 2021
Instrument2021-051024
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,716.00 (+10.36%) Homeowner's exemption$241,839 (+4.04%) Land $89,568 Building $152,271
2023$2,461.00 (+2.12%) Homeowner's exemption$232,450 Land $86,091 Building $146,359
2022$2,410.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Zinnia Networks
Fixed Wireless
600 / 120
UnWired Broadband Holding
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

Based on FCC filings for 648 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF TRACY
serves 98,215 people
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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