120 Nelson Ln, Saint Johns, FL 32259 Property Records

St. Johns County property record for 120 Nelson Ln, Saint Johns, FL 32259

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,668 sqft · built 2015
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$204,654 (Dec 2015)
Tax Bill	$5,860 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026403-1020`

Property Details

APN / Parcel Number

Primary APN	`026403-1020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	1,668 sqft Living Area
Gross Area	2,144 sqft
1st Floor Area	667 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Garage Area	388 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	119 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	120 NELSON LN
City	SAINT JOHNS
State	FL
Zip	32259-8035
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	71/3-7 DURBIN CROSSING SOUTH PARCEL Y PHASE ONE LOT 102 OR4127/1566
Legal Range	28E
Legal Township	05S
Legal Section	18
Legal Subdivision	DURBIN CROSSING SOUTH PARCEL Y PHASE ONE
Legal Phase	1
Legal Block	1
Legal Lot Number	102
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1003
Census Tract	20810

Owner

120 Nelson Ln, a townhouse, is owned by an individual who bought it in December 2015.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	53 COBALT LN, SAINT AUGUSTINE, FL 32092-0081
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2015 · Amount on File
Deed Sale	Dec 23, 2015 · Amount on File
Deed Document Number	201580350
Deed Book / Page	4127 / 1566
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	120 NELSON LN, SAINT JOHNS, FL 32259-8035
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050040848
Date	Jul 31, 2020
Book Page	5004/848
Instrument	2020062767

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 120 Nelson Ln was $5,860, up 8.6% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,487 (-10.9%) Land $60,000 Building $195,487	$255,487 (-10.9%) Land $60,000 Building $195,487
2025	$5,860.00 (+8.6%)	$286,727	$286,727 Land $55,000 Building $231,727
2024	$5,396.00 (+3.65%)
2023	$5,206.00 (+6.83%)	$284,590 (+5.89%)	$284,590 (+5.89%) Land $65,000 Building $219,590
2022	$4,873.00	$268,755	$268,755 Land $50,400 Building $218,355

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Nelson Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 181 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	181 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Nelson Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20