Clay County property record for 120 Nelda Dr, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,672 sqft · built 2004 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,216 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Oct 2022 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 088B 19C 0061000 |
| Primary APN | 088B 19C 0061000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 1,672 sqft Finished Area |
| 1st Floor Area | 932 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Deck Area | 264 sqft |
| Utility Building | 128 sqft |
| Street Address | 120 NELDA DR |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-9449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 19 T 17 R 08 LOT IN SW 1/4 SE 1/4 DB 306/471 |
| Legal Range | 08E |
| Legal Township | 17 |
| Legal Section | 19 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3066 |
| Census Tract | 950500 |
Source: Clay County records, as of August 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 120 NELDA DR, WEST POINT, MS 39773-9449 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 17, 2023 | Deed of Trust, Mortgage BANK OF VERNON |
| Oct 11, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF VERNON |
| Sep 29, 2021 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF COMMERCE |
| Nov 25, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 120 NELDA DR, WEST POINT, MS 39773-9449 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6231 SHILOH AVE, WHITEFISH, MT 59937-7813 |
| Document Number | 0LM557/728 |
|---|---|
| Date | Oct 17, 2023 |
| Book Page | LM 557/728 |
| Instrument | 2023005478 |
| Name | BANK OF VERNON |
|---|---|
| Type | Bank |
| Address | VERNON, AL 35592 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 120 NELDA DR, WEST POINT, MS 39773-9449 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000548/261 |
|---|---|
| Date | Oct 11, 2022 |
| Book Page | 548/261 |
| Instrument | 2022005351 |
| Name | BANK OF VERNON |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 22, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 120 NELDA DR, WEST POINT, MS 39773-9449 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000537/780 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 537/780 |
| Instrument | 2021005632 |
| Name | BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 17, 2026 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Nov 25, 2020 |
| Property Address | 120 NELDA DR, WEST POINT, MS 39773-9449 |
| Document Number | 000306/471 |
| Book / Page | 306 / 471 |
| Instrument Date | Nov 25, 2020 |
| Instrument | 2020006239 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1626 DABBS RD, 1626, SCOOBA, MS 39358-7527 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 7772, COLUMBUS, MS 39705-0027 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,216.00 (-39.05%) | $20,975 (-) Land $2,400 Building $18,575 | $139,836 (-) Land $16,000 Building $123,836 |
| 2024 | $20,975 (+19.32%) Land $2,400 Building $18,575 | $139,836 (+19.32%) Land $16,000 Building $123,836 | |
| 2023 | $1,995.00 (+1.53%) | $17,579 Land $2,400 Building $15,179 | $117,192 Land $16,000 Building $101,192 |
| 2022 | $1,965.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 43 (1990–2021) |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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