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120 N Whiting Dr, Payson, AZ 85541 Property Records

Gila County property record for 120 N Whiting Dr, Payson, AZ 85541

Property Summary

Property TypeSingle Family Home
Details1,712 sqft · built 1993
Lot Size0.189 acres (8,276 sqft)
OwnerIndividual Name on Record
Tax Bill$815 (2025)
Deeds & MortgagesNov 2022 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN304-01-287

Property Details

APN / Parcel Number

Primary APN304-01-287
Alternative APNs
  • R030104
  • 030104

Interior

Stories1 Story
Building Area1,712 sqft Living Area
1st Floor Area1,712 sqft
Basement Area378 sqft
Unfinished Basement378 sqft

Exterior

Year BuiltBuilt 1993
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialAsbestos
Lot Area8,276 sqft (0.189 acres)
Garage TypeAttached
Garage Area352 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area12 sqft
Patio Area15 sqft
Canopy12 sqft

Utilities, Heating & Cooling

Cooling SystemA/C Chilled Water
Heating SystemHot Water

Location & Zoning

Account NumberR030104
Street Address120 N WHITING DR
CityPAYSON
StateAZ
Zip85541-4251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION: 04 TOWNSHIP: 10N RANGE: 10E LOT 264 , WOODLAND MEADOWS PHASE III , PLAT 602 NW4 SEC 4 T10N R10E = 0.19 AC (OUT OF
Legal Range10E
Legal Township10N
Legal Section04
Legal SubdivisionWOODLAND MEADOWS
Legal Phase3
Legal Lot Number264
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group1
Census Block1040
Census Tract301

Owner

Source: Gila County records, as of December 4, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address120 N WHITING DR, PAYSON, AZ 85541-4251
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 2016
Deed SaleMar 1, 2016
Deed Document Number2016001766
Prior Transfer DateOct 16, 2006
Prior Transfer Doc2006-017753
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address120 N WHITING DR, PAYSON, AZ 85541-4251
Transaction TypeMortgage
Record UpdatedDec 9, 2022
Title CompanyNATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 N WHITING DR, PAYSON, AZ 85541-4251

Mortgage

Document Number0000013513
DateNov 23, 2022
Instrument2022-013513
Lender
NameENNKAR INC
TypeMortgage Company
AddressORANGE, CA 92865
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term707 Months
DueOct 16, 2081
Interest
Rate TypeAdjustable Rate
Rate7.24%
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2023
Change FrequencyAnnually
Index1-Year CMT
Max Rate12.2%

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityPayson Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$35,119 (-9.1%) Land $6,378 Building $28,741$351,190 (-9.1%) Land $63,781 Building $287,409
2025$815.00 (-6.86%) Additional exemption filed
2024$38,635 Land $6,285 Building $32,350$386,350 Land $62,850 Building $323,500
2023$875.00 Additional exemption filed

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 72% of Arizona
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PAYSON
serves 17,682 people · EPA ID AZ0404032
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Fiber		1,000 / 1,000
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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